API Blog :: Have your say!

July 3, 2015

7 ways to bleed the banks dry


Recently there’s been a lot of talk about banks changing the goal posts, making it harder for property investors to get loans. In fact, there’s nothing new about this.

crawfordBY MICHAEL YARDNEY

I remember not that long ago, in the years following the GFC, banks responded by removing many lending products from the market and tightening the reigns on lending policies.

While this can be frustrating for investors who are battling stringent requirements to finance their next purchase, there are several ways the astute investor can break through the lending ceiling.

Read more →

June 26, 2015

Don’t speculate in property hotspots


After all these years in property, I’m still surprised at how investors decide which property to buy. But it doesn’t surprise me why so many don’t get past their first or second property…

crawfordBY MICHAEL YARDNEY

Many people buy for emotional reasons and while others think they’re investing in property, for some they’re really speculating.

By definition, speculation is “the practice of engaging in risky financial transactions in an attempt to profit from short- or medium-term fluctuations in the market value rather than attempting to profit from the underlying financial attributes embodied in the instrument”.

Read more →

June 19, 2015

4 ways to use leverage to build your wealth


Have you ever wondered why it’s easier for people who have money to make more of it? Why is it that the second and the third million are so much easier to earn than the first million?

crawfordBY MICHAEL YARDNEY

Do you want to know what the biggest difference is between how wealthy people build wealth and how poor and middle-income people do it? It’s how they use leverage and I’m not just talking about borrowing money.

Read more →

June 12, 2015

The “secret” to property investing success


How do I invest? What approaches do I use and which strategies? These questions were recently put to me by a journalist wanting to write a feature.

crawfordBY MICHAEL YARDNEY

He also asked what’s been the “secret” to my success of building a substantial property portfolio.

Here’s what I told him…

Read more →

June 5, 2015

11 lessons from the 2015 BRW Rich List


There are always interesting lessons to learned by following the fortunes (and misfortunes) of others.

crawfordBY MICHAEL YARDNEY

While various studies show that around the world the rich keep getting richer, the recently released BRW Rich 200 list gives some insight into what’s happening to the fortunes of Australia’s uber rich, which can be summarised as follows: Property is hot and mining is not.

Read more →

May 29, 2015

5 things your tenants really hate


Fostering a good relationship between all parties to a tenancy will enable everyone to get so much more out of the experience.

crawfordBY MICHAEL YARDNEY

It’s basic logic. Treat your tenants with respect; be considerate of the fact that your property investment is their home and they will (hopefully) show you the same courtesy.

Read more →

May 22, 2015

A game changer for property investors – banks crack down on lending


Well, it’s happening… macro-prudential controls are being brought in to limit investor lending!

crawfordBY MICHAEL YARDNEY

In the last few days there have been some significant policy changes announced by certain banks that will be a game changer for some property investors.

Read more →

May 15, 2015

The 2015 Budget: What it means for property


Treasurer Joe Hockey handed down his second Federal Budget this week and while there are many initiatives for small businesses and families, the budget virtually ignored our housing markets.

crawfordBY MICHAEL YARDNEY

This is interesting considering housing affordability (or the lack of it), as well as the so-called property boom and what’s likely to happen to property prices, are issues facing everyday Australians as house prices skyrocket in a number of our capital cities.

Read more →

May 11, 2015

Property investment pitfalls and how to reduce risk exposure


As with any type of long-term wealth creation vehicle, real estate comes with its own set of cautionary tales about the potential hazards and pitfalls. Many things can go wrong and the risk is amplified if you leap in without first seeking professional advice and devising a sound strategy and investment plan.

crawfordBY MICHAEL YARDNEY

Does that mean you should avoid property investment entirely? Of course not.

Read more →

May 1, 2015

When to buy a tenanted property (and when to run the other way)


There’s no doubt that good tenants are worth their weight in gold. It goes without saying that finding a property already occupied by a dependable, trustworthy tenant is something of a boon for property investors. Immediate rental income… no upfront agents fees… confidence in the reliability of the occupant… it’s an investor’s dream. If only it were that easy!

crawfordBY MICHAEL YARDNEY

Currently-tenanted properties can work in your favour, but not always, so you need to know the ins and outs of purchasing with renters in place.

Read more →

Older Posts »

Subscribe to API eNewsletter