API Online

November 20, 2015

7 reasons Australian property won’t crash

Is Australia’s property market really a precarious house of cards waiting to topple? There’s a property debate raging at present – some say the future for property is bright while others suggest our markets are set to crash.



After a number of boom years, especially in the Sydney and Melbourne property markets, we’ve entered a more mature stage of the property cycle and obviously it would be good to know who’s right if you’re considering investing in property or about to buy a home.

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November 13, 2015

What are going to be the property “hotspots” in 2016?

I was recently contacted by a journalist from one of the major daily news sites asking me for my predictions on the property hotspots for 2016. Apparently, an article he wrote two years ago predicting the hotspots for the coming year was one of the most popular on their website, and now comicrawfordng to the tail end of the year it seemed opportune to write one for 2016 and for me to update my opinion.


While I love giving my opinions to the media, I hate being asked for “hotspots” because that’s not how I work.

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November 6, 2015

7 things that stop young people getting on the property ladder – and 12 ways to overcome them

Houses are unaffordable aren’t they? Just open any paper and you’ll read how hard it is to get a foot up the property ladder these days, particularly for those not yet in the fortunate position of owning a home.


Therefore, today I’d like to discuss seven things that stop many young people from getting on the property ladder, and suggest 12 practical ways to overcome the affordability barrier and kick-start a property investment career or get into your first home sooner.

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October 30, 2015

Two things 90% of investors fail to do

In my experience, the two big things most property investors fail to do are have a formulated property investment strategy and regularly review their property portfolio’s performance.


Looking at it this way, it should come as no surprise that most investors never get past owning one or two properties. If you don’t really know why you want to build a property portfolio or how it will one day get you out of the rat race, and if you don’t really know where you’re heading, how will you know which properties to buy? And how will you know if you’re on track and on target?

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October 23, 2015

Should I fix my loan now that rates are rising?

Last week Westpac announced that it’s raising its variable mortgage rates on home loans and, if history repeats itself, and it most likely will, other banks will follow their lead [indeed, Commonwealth Bank announced yesterday that it’s raising its standard variable home loan rate by 0.15 per cent, and Nab has raised its variable home loan rate by 0.17 per cent]. So, is it time to lock in and fix interest rates on some or all of your mortgage loans?


This is a question many property investors and homeowners are asking, so how do you decide what’s right for you? And what do you need to consider to ensure you make an informed decision?

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October 16, 2015

Why you need to change to become wealthy

Sometimes we love change and sometimes we hate it. In fact some of us love to change and others fear it. Why is change difficult for many of us?


Because change makes us move out of our comfort zones. It takes courage to leave something familiar and try something new.

One of the jobs of our subconscious mind is survival – to protect us. It likes to keep things the same, preferring safety and security over the untested and unproven. Haven’t we all heard people say “better the devil I know than the devil I don’t know”?

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October 9, 2015

How smart investors use the ripple effect

When the property market is running hot, as it has been in Sydney and Melbourne particularly, a common trend that occurs is the “ripple effect”, where buyer demand and capital growth “ripples” outwards from one suburb to the next.


Basically, as prices increase beyond the reach of buyers in the suburb of their choice, they tend to look for “the next best thing” that falls within their budget; in adjoining, lower priced suburbs.

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September 25, 2015

13 common mistakes homebuyers make – and how to avoid them

Buying your next home, especially if it’s your first home, can be a daunting task. It’s exciting but full of complexities.


While it’s likely to be the largest financial transaction you’ll ever make, I’ve found that many homebuyers are poorly prepared to ensure they make a good purchase decision. And it’s not their fault. The system is stacked against them, with much of the power being on the side of the seller.

To help you, here are 13 common mistakes made by homebuyers – ones that you should avoid. Read more →

September 18, 2015

Why the inner suburbs are the place to invest

If you’ve been following my writings, you’ll know I strongly believe the inner- and middle-ring suburbs of our capital cities are the best place to invest in property.


The fact is not all land is created equal. Some suburbs will be more popular than others, some areas will have more scarcity than others and, over time, some land will increase in value more than others. Of course these are the areas property investors should target, as that’s where they’ll get above-average capital growth.

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September 11, 2015

Would you like to work 2 or 3 days a week?

What would you do with your time if you only had to work two or three days a week?


I remember the days when experts predicted we’d be working just 14 to 15 hours a week by now and would have so much leisure time we wouldn’t know what to do with ourselves. Instead, the official work week is still 38 hours and many Australians work considerably longer hours than that in order to finance their increasingly expensive lifestyles.

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