API Blog :: Have your say!

October 17, 2014

The Block shocks – the reality of property renovations


The Block was once again a hugely popular TV show – did you see the dramatic conclusion?

BY MICHAEL YARDNEY

Three gruelling months of sleeplessness and renovations paid off handsomely for two teams but the others failed to achieve the desired results, teaching a group of would-be overnight property moguls that there’s no such thing as get-rich-quick in property.
Read more →

October 10, 2014

5 lessons property investors can learn from farmers


How often have you thought to yourself, if only I had more money, life would be that much simpler?

BY MICHAEL YARDNEY

Do you feel like you never have enough money?
Are you constantly spending your salary the day it lands in your account and then eagerly waiting for the next payday so your stocks are replenished and you can start consuming all over again?
This is the unfortunate reality of how most people survive.
They live to consume and in turn, are ultimately consumed by the driving need to earn more money.
However, the problem with this logic is that often, the more money that comes to you when you have this mindset, the more you will ultimately spend.
Read more →

October 3, 2014

What property investors need to know about macro prudential controls


We all know it has to come to an end at some time. Something is going to stop this property boom, which has been particularly strong in Sydney and Melbourne.

BY MICHAEL YARDNEY

While most of us thought it would be the Reserve Bank of Australia (RBA) raising interest rates, things may in fact be slowed down by macro prudential controls on “high risk” lending.
Since this latest buzzword isn’t in the vocabulary of many property investors, let’s look at it in more detail.

Read more →

September 26, 2014

Why café culture is a key to property success


Everyone knows that location is critical when selecting an investment property that will outperform. But what makes a good location and why are some locations better prospects than others?

BY MICHAEL YARDNEY

When I started investing around 40 years ago the emphasis for homebuyers was largely affordability and proximity to infrastructure. The outer fringes of our capital cities were developed in the wake of freeway extensions on all sides and commuting from vast, newly born suburbs into the CBD became commonplace. As far as amenities went, as long as you had a relatively easy drive to your place of employment, as well as nearby shops, healthcare services and schools, life was pretty good.

Read more →

September 19, 2014

Why property flips are likely to flop


Have you ever thought of tarting up an old property to on-sell and make a quick profit?

BY MICHAEL YARDNEY

Of course this concept is often taught at property seminars and has recently been popularized by reality television shows like The Block.
Read more →

September 12, 2014

Spring state-by-state property markets roundup


We’re right into the spring real estate season and our national housing markets have continued to grow throughout the year as the impact of the lowest interest rates in 60 years, improved affordability and rising confidence encourage home buyers and investors at varying levels in most capital city markets.

BY MICHAEL YARDNEY

After a mid year lull home prices started rising again and are up 11.2 per cent over the past year. However individual performances remain patchy and mixed both between capital city markets and market segments reflecting the underlying impact of local supply and demand factors.
Read more →

August 29, 2014

Seven questions you must ask if you’re considering fixing interest rates


Is it time to lock in some or all of your loans into fixed rates?

BY MICHAEL YARDNEY

This is a question many property investors and homeowners are asking with interest rates at the lowest they’ve been in decades and competition among the banks delivering us some very attractive fixed loan rates.
Read more →

August 22, 2014

10 first homebuyer lessons to teach your children


As parents, we all want to see our children succeed in life. Spreading their proverbial wings and flying the family nest to branch out on their own is a big move, particularly when they’re contemplating that first home purchase.

BY MICHAEL YARDNEY

While we might feel a paternal pull to help them up the property ladder, we also need to nurture their independence and teach them the value of a dollar at the same time.
Read more →

August 15, 2014

The number one driver of property price growth


If you cornered me and asked me ‘out of all the factors that influence property prices, what’s the number one driver of capital growth?’ I’d have to say affordability.

BY MICHAEL YARDNEY

But don’t get me wrong – it’s probably not what you think! Unlike many others I don’t look for affordable properties. I look for areas where disposable incomes are high and people can afford to and are prepared to pay a premium to live.
Read more →

July 25, 2014

13 tips for buying at auction


I know that many property investors are a little intimidated by the thought of bidding for a property at auction. I can understand why – auctions are an emotional and exciting event.

BY MICHAEL YARDNEY

Even after bidding at hundreds and hundreds of auctions and I must admit I still get that surge of adrenaline every time I bid. Then of course there’s the lead up to the auction with all the suspicion surrounding what the vendor really wants for his property. Is the agent under quoting and enticing me to come along on the day, how much competition will there be?
Read more →

Older Posts »

Subscribe to API eNewsletter