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December 19, 2014

WHAT’S AHEAD FOR PROPERTY IN 2015?


At the end of each year I like to look for a label to describe our property markets and this year I planned to call 2014 ‘The Year of the Property Investor’.

BY MICHAEL YARDNEY

The year finished with property investors taking out around 50 per cent of all new loans, the highest percentage on record, and many investors had a great year.
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December 12, 2014

Should we listen to Kiyosaki?


Rich Dad author Robert Kiyosaki warns investors to avoid real estate. Is he right?

BY MICHAEL YARDNEY

Robert Kiyosaki has been wandering around the country telling anyone who’ll listen to him that the Australian property bubble is about to burst.
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December 5, 2014

Fifteen wealth myths holding you back


Money doesn’t discriminate; it doesn’t care who you are or where you come from. No matter what you did yesterday, today begins anew and you have the same rights and opportunities as everyone else to become wealthy.

BY MICHAEL YARDNEY

Yet the sad reality is that the majority of Australians will never achieve financial freedom. On the other hand, a small group of Australian property investors are becoming very wealthy.
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November 28, 2014

If you were a bank, would you lend you money?


Would you lend money to yourself?
What criteria would you use to decide if it’s worth taking the risk lending you money?

BY MICHAEL YARDNEY

If you plan to apply for mortgage finance, be it for your new home or an investment property, it would be helpful to understand the criteria lenders use to assess your loan application to improve your chances of getting the loan you want.
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November 21, 2014

Five mistakes investors make without a buyers’ agent


Investors have access to unprecedented amounts of information to help them make their property-buying decisions. At the click of a button, you can review real estate sales data, capital growth history and rental statistics.

BY MICHAEL YARDNEY

It makes it easy to justify being a lone ranger in the hunt for your first – or next – investment property.
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November 13, 2014

What are the property ‘hotspots’ for 2015?


I was recently contacted by a journalist from one of the major daily news sites asking for my thoughts on this topic and to update my comments in an article in which I was quoted earlier this year.

 

BY MICHAEL YARDNEY

Apparently the article he wrote last January on the property hotspots for 2014 was one of the most popular on his website and now, coming to the tail end of the year, it seemed opportune for an update.

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November 7, 2014

Five things smart property investors know


Just because you’ve taken the leap from homeowner to property investor, doesn’t mean your financial fortune is assured.

BY MICHAEL YARDNEY

In fact, it doesn’t even mean that you’ll start making a profit in the short term or that you’re on your way to owning a sizeable portfolio.

The reality is that around 20 per cent of those who get involved in property investment sell up within the first year or so and close to half sell their property within five years.
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October 31, 2014

Hot air can’t burst a housing bubble that doesn’t exist


If I’ve read one story about a possible housing bust in Australia, I’ve read a hundred.

BY MICHAEL YARDNEY

Barely a week goes by without another breathless warning from some property pessimist, columnist or overseas economist about a looming price collapse.
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October 24, 2014

Sitting on top of the world


Here’s why Australians are once again the wealthiest nation in the world…

BY MICHAEL YARDNEY

We know true wealth is much more than how much money you’ve got in the bank or how many properties you own, but this year’s Credit Suisse annual Global Wealth Report shows that once again Australians have the highest median wealth in the world, and we have a very low percentage of poor people.
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October 17, 2014

The Block shocks – the reality of property renovations


The Block was once again a hugely popular TV show – did you see the dramatic conclusion?

BY MICHAEL YARDNEY

Three gruelling months of sleeplessness and renovations paid off handsomely for two teams but the others failed to achieve the desired results, teaching a group of would-be overnight property moguls that there’s no such thing as get-rich-quick in property.
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