API Online

July 3, 2015

7 ways to bleed the banks dry

Recently there’s been a lot of talk about banks changing the goal posts, making it harder for property investors to get loans. In fact, there’s nothing new about this.


I remember not that long ago, in the years following the GFC, banks responded by removing many lending products from the market and tightening the reigns on lending policies.

While this can be frustrating for investors who are battling stringent requirements to finance their next purchase, there are several ways the astute investor can break through the lending ceiling.

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June 11, 2010

What’s going to happen to interest rates?

Why has the Reserve Bank decided to hold rates and how does it compare to previous cycles?


By now you would know that the Reserve Bank of Australia (RBA) has left interest rates on hold for the first time in four months, leaving the cash rate at 4.5 per cent.

This was really no surprise, considering rates have moved up six times since last October and are now starting to have some effect.

There’s clear evidence that consumer sentiment has fallen, our property markets are slowing down and some segments of the retail sector are hurting. Add to that the uncertainty surrounding the impact of the new resources super tax and the issues facing a number of European economies, and it was clearly time for the RBA to step back to see how things pan out.

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