API Blog :: Have your say!

December 19, 2014


At the end of each year I like to look for a label to describe our property markets and this year I planned to call 2014 ‘The Year of the Property Investor’.


The year finished with property investors taking out around 50 per cent of all new loans, the highest percentage on record, and many investors had a great year.
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December 15, 2014

Be off with you, emotions

I write it myself several times a week, and I see the words over and over – due diligence and ‘don’t let your heart rule your head’. But my goodness it can be tough…

Ang_bandw_web_150pxBY ANGELA YOUNG

The trouble can arise when you’re looking for a property that you’d like to make your home, not now, but at some point in the future.
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December 12, 2014

Should we listen to Kiyosaki?

Rich Dad author Robert Kiyosaki warns investors to avoid real estate. Is he right?


Robert Kiyosaki has been wandering around the country telling anyone who’ll listen to him that the Australian property bubble is about to burst.
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December 9, 2014

Experts’ tips roundup – Part One

In this exclusive, four-part online editorial, I’ll be offering candid advice and tips from the top residential property investment experts in Australia. 


As an investor myself (I own nine investment properties), and the owner of a property management real estate agency in Sydney, I fully understand the benefits and potential pitfalls surrounding investment in real estate.

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December 5, 2014

Fifteen wealth myths holding you back

Money doesn’t discriminate; it doesn’t care who you are or where you come from. No matter what you did yesterday, today begins anew and you have the same rights and opportunities as everyone else to become wealthy.


Yet the sad reality is that the majority of Australians will never achieve financial freedom. On the other hand, a small group of Australian property investors are becoming very wealthy.
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December 3, 2014

PODCAST: 2015 Predictions

Real Estate Talk’s Kevin Turner interviews Andrew Wilson and Michael Yardney about what to expect in 2015 and talks to Open Corporation’s Cam McLellan on strategies to achieve a financially independent retirement through property investment. Plus a peak inside latest edition of API


The advice contained in this article is general advice only. The contents have been prepared without taking account of the reader’s objectives, financial situation or needs. Because of that the reader should, before acting on the advice, consider the appropriateness of the advice having regard to the reader’s objectives, financial situation and needs. We recommend readers speak with a professional qualified financial adviser before making any investment decisions.

December 1, 2014

Real estate is the new resources:
How do you make the most of this?

For the first time in three years, resource-rich Western Australia was tipped off the top of the CommSec State of the States report. In the release, which looks at key indicators of a strong economy for each state compared to their decade average, it was revealed that the strongest economy for the last quarter was actually that of New South Wales.

And why was that? The NSW real estate market.


While it’s not the only reason for the change, CommSec cited NSW housing as a major driver of growth, noting that as resource construction economies wane, other industries have strengthened.

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November 28, 2014

If you were a bank, would you lend you money?

Would you lend money to yourself?
What criteria would you use to decide if it’s worth taking the risk lending you money?


If you plan to apply for mortgage finance, be it for your new home or an investment property, it would be helpful to understand the criteria lenders use to assess your loan application to improve your chances of getting the loan you want.
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November 25, 2014

Four simple ideas to grow your wealth

Building wealth through property is no different to most things in life. It’s all about mindset – if you tell yourself you can’t do it, chances are you’ll be correct. On the other hand, if you have the desire to give it a go then you’ll more than likely find out it’s not as hard as it first seemed and it brings a sense of achievement and satisfaction to your life. But if it’s so easy, why doesn’t everybody do it?


The reason most people never achieve financial success is that they don’t follow the right game plan.

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November 21, 2014

Five mistakes investors make without a buyers’ agent

Investors have access to unprecedented amounts of information to help them make their property-buying decisions. At the click of a button, you can review real estate sales data, capital growth history and rental statistics.


It makes it easy to justify being a lone ranger in the hunt for your first – or next – investment property.
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