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July 3, 2015

7 ways to bleed the banks dry


Recently there’s been a lot of talk about banks changing the goal posts, making it harder for property investors to get loans. In fact, there’s nothing new about this.

crawfordBY MICHAEL YARDNEY

I remember not that long ago, in the years following the GFC, banks responded by removing many lending products from the market and tightening the reigns on lending policies.

While this can be frustrating for investors who are battling stringent requirements to finance their next purchase, there are several ways the astute investor can break through the lending ceiling.

Read more →

July 2, 2015

A PEEK INSIDE THE AUGUST ISSUE


Play
This is your sneak peak inside the August Australian Property Investor magazine.
Hear Kevin talk to a solicitor about the legal implications of full disclosure to a buyer. Is the seller protected or exposed?
Also Cherie Barber discusses the things you need to know before starting a structural renovation.
The advice contained in this article is general advice only. The contents have been prepared without taking account of the reader’s objectives, financial situation or needs. Because of that the reader should, before acting on the advice, consider the appropriateness of the advice having regard to the reader’s objectives, financial situation and needs. We recommend readers speak with a professional qualified financial adviser before making any investment decisions.

July 1, 2015

Western Australia’s property market scorecard


Western Australia contains Australia’s two of the best performing property markets and four in the Top 10.

crawfordBY SIMON PRESSLEY

Since the year 2000, the property markets of the local government authority of East Pilbara (Newman) and Port Hedland have performed better than any other market in Australia, while Capel and Kwinana ranked ninth and 10th.

Propertyology conducted a study to compare the historical property market performance of each of Australia’s 550 local government authorities (LGA) between 2000 and 2014. Read more →

June 30, 2015

Why you need to stop calling it a bubble


Again and again we’re told that Sydney property is in a bubble. And again and again I have to rebut this with the facts. Prices have risen strongly in Sydney over the last few years – there’s no doubt about that. But when you look at the big picture, it’s a stretch to call this “the B word”.

BY RICH HARVEY

The talk of a bubble, notably from people like Treasury Secretary John Fraser, is likely to scare a lot of people away from the housing market – especially at an investment level.
Read more →

June 26, 2015

Don’t speculate in property hotspots


After all these years in property, I’m still surprised at how investors decide which property to buy. But it doesn’t surprise me why so many don’t get past their first or second property…

crawfordBY MICHAEL YARDNEY

Many people buy for emotional reasons and while others think they’re investing in property, for some they’re really speculating.

By definition, speculation is “the practice of engaging in risky financial transactions in an attempt to profit from short- or medium-term fluctuations in the market value rather than attempting to profit from the underlying financial attributes embodied in the instrument”.

Read more →

June 22, 2015

Queensland’s property market scorecard


A recent Propertyology study that ranked each of Australia’s 550 local government authority (LGA) property market performances since the turn of the century concluded that 26 of Queensland’s 63 LGAs performed better than the state’s capital city property market.

crawfordBY SIMON PRESSLEY

Given that some property markets have higher rates of growth and others have higher rental yields, Propertyology calculated the ‘total return’ (average annual growth rate plus rental yield) and we then ranked the LGAs from one to 550 based on this performance.
Read more →

June 19, 2015

4 ways to use leverage to build your wealth


Have you ever wondered why it’s easier for people who have money to make more of it? Why is it that the second and the third million are so much easier to earn than the first million?

crawfordBY MICHAEL YARDNEY

Do you want to know what the biggest difference is between how wealthy people build wealth and how poor and middle-income people do it? It’s how they use leverage and I’m not just talking about borrowing money.

Read more →

June 17, 2015

Victoria’s property market scorecard


$224,387 – that was the price of a typical house in greater Melbourne at the start of this century. Scary, isn’t it? So, how has Melbourne’s property market performed since then and which have been Victoria’s best performers over the last 15 years?

crawfordBY SIMON PRESSLEY

With a population of 4,085,849, greater Melbourne is fast catching up to Sydney. The 2.0 per cent average annual population growth rate is above the 1.7 per cent national average
Read more →

June 12, 2015

The “secret” to property investing success


How do I invest? What approaches do I use and which strategies? These questions were recently put to me by a journalist wanting to write a feature.

crawfordBY MICHAEL YARDNEY

He also asked what’s been the “secret” to my success of building a substantial property portfolio.

Here’s what I told him…

Read more →

June 10, 2015

A look at the Hobart property market


While other so-called experts were berating Tasmania’s basket-case economy, Propertyology published a property market report in December 2013 wherein we said we had ‘an open mind on Hobart’. Subsequent economic and property data suggests the tide is turning in Tasmania.

crawfordBY SIMON PRESSLEY

Tasmania’s woes began in 2010. On top of the post-GFC economic shock, which had a widespread impact, one of Tasmania’s key industries, forestry (22 per cent of Tasmania’s land area is forest) came to a halt as a result of increasing pressure from environmentalists over land use intensified.
Read more →

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