API Blog :: Have your say!

February 27, 2015

7 more ways to lose money in property


Recently I wrote a blog about surefire ways to lose money in property and it must have struck a chord, as tens of thousands of investors read it and many emailed me asking further questions. This got me thinking about the other ways I’ve seen investors get it wrong.

BY MICHAEL YARDNEY

You see, the unfortunate truth is that most investors fail to reach the objective of financial independence.
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February 26, 2015

Property investment – the long-term game


If you’re planning to get started in property investing or you already have and are considering your next move, it’s important to understand that property investing, unlike many options out there, is a long-term strategy.

crawfordBY RYAN CRAWFORD

During your investment journey, expect to face your share of ups and downs, highs and lows, challenges and wins. More often than not the property investors who not only reach success but build large, successful portfolios have qualities that stand out above the crowd.
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February 25, 2015

Should you buy for capital or cash flow?


Recent Australian Bureau of Statistics (ABS) figures pointed to a great start to the year in terms of housing finance, with construction loans on the rise.

BY RICH HARVEY

In the December quarter of 2014, the Housing Industry Association (HIA) commented on the ABS numbers, noting that lending to investors for construction of new homes rose by an incredible 44.2 per cent.
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February 24, 2015

How Christmas came early for Queensland real estate agents


On Monday, December 1 last year, the Property Occupations Act (POA) 2014 (and POA Regulation 2014) came into effect in Queensland and replaced the much-amended-and-maligned Property Agents and Motor Dealers Act 2000 (PAMDA).

BY TIM O’DWYER

While real estate consumers (in particular residential sellers and buyers) found little to rejoice over and less protection of their interests than before (despite one of POA’s expressed objects being “the protection for consumers in their dealings” with agents), real estate agents across the state have been jumping for joy and writing thank-you notes to the former Newman Government for coming up with this extremely agent-friendly legislation.
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February 20, 2015

Sure-fire ways to lose money in property


I was interested to read recently that in the past couple of years, Australia added about 125,000 new millionaires to its population of high-net-worth individuals.

BY MICHAEL YARDNEY

That’s about 160 new millionaires each day, many on the back of their property holdings.
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February 19, 2015

Perth property market outlook


Propertyology’s reading of key metrics suggests that Perth property values are likely to end this year below where they started the year.

simonBY SIMON PRESSLEY

Sadly, the news doesn’t get any better.
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Spend or save – reduce these 5 things and save thousands


When it comes to saving, most of us seem to focus on earning more money rather than seeing where we can reduce our spending.

crawfordBY RYAN CRAWFORD

When our clients actually sit down and track their spending, it’s amazing what “money traps” are uncovered. Sometimes they’re just bad habits we fall into (think of that second afternoon café-bought coffee) or just things we tend to overlook in the busyness of life.
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February 16, 2015

1 property + 3 valuations = market chaos


Quite frankly, the property valuation system is inequitable. Thankfully, the Finance Brokers Association of Australia (FBAA) has recently called for the Australian Prudential Regulation Authority (APRA) to investigate how mortgage valuations are calculated, as it believes homebuyers are being disadvantaged.

They’re not alone in this regard, as I know many frustrated property investors who’ve had to deal with the utter chaos of receiving a report of huge variations in a valuation for the same property, sometimes by hundreds of thousands of dollars.
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February 13, 2015

7 reasons Australian property prices will remain high


Once again the annual International Demographia Housing Survey ranked Australia one of the most unaffordable places on earth. Sydney has been ranked the third most unaffordable major property market and Melbourne took sixth spot on the unaffordability index. In fact, for more than a decade now international market analysts have been waiting for Australia’s so-called ‘property bubble’ to burst. But the thing many economists from abroad don’t quite grasp is just how different Australia’s relationship with housing is compared to our overseas counterparts.

BY MICHAEL YARDNEY

Why do we have higher property prices?
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February 10, 2015

Why aren’t you investing?


Lately I’ve come across many people and their equally many reasons not to buy property, especially from our first investment clients. It seems easier to find an excuse or reason not to do a lot of things, and investing is one of them.

crawfordBY RYAN CRAWFORD

The truth is most are in a position where they can buy an investment property, they just don’t know where to start or are hesitant in taking the first step. Here are the top excuses I come across and my solution to overcoming them to move forward.
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