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November 28, 2014

If you were a bank, would you lend you money?


Would you lend money to yourself?
What criteria would you use to decide if it’s worth taking the risk lending you money?

BY MICHAEL YARDNEY

If you plan to apply for mortgage finance, be it for your new home or an investment property, it would be helpful to understand the criteria lenders use to assess your loan application to improve your chances of getting the loan you want.
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November 25, 2014

Four simple ideas to grow your wealth


Building wealth through property is no different to most things in life. It’s all about mindset – if you tell yourself you can’t do it, chances are you’ll be correct. On the other hand, if you have the desire to give it a go then you’ll more than likely find out it’s not as hard as it first seemed and it brings a sense of achievement and satisfaction to your life. But if it’s so easy, why doesn’t everybody do it?

BY CAM MCLELLAN

The reason most people never achieve financial success is that they don’t follow the right game plan.

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November 21, 2014

Five mistakes investors make without a buyers’ agent


Investors have access to unprecedented amounts of information to help them make their property-buying decisions. At the click of a button, you can review real estate sales data, capital growth history and rental statistics.

BY MICHAEL YARDNEY

It makes it easy to justify being a lone ranger in the hunt for your first – or next – investment property.
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November 19, 2014

Three essential qualities of a successful investor


In a previous article I revealed the biggest killer of wealth and how it hinders the investing process. I also featured a real life example that ultimately explained what not to do and how to avoid falling into the same trap.

BY PAUL WILSON

To follow up and go one further, I thought it’d be helpful to unleash the killer combination of the three qualities that make a successful investor. 

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November 13, 2014

What are the property ‘hotspots’ for 2015?


I was recently contacted by a journalist from one of the major daily news sites asking for my thoughts on this topic and to update my comments in an article in which I was quoted earlier this year.

 

BY MICHAEL YARDNEY

Apparently the article he wrote last January on the property hotspots for 2014 was one of the most popular on his website and now, coming to the tail end of the year, it seemed opportune for an update.

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November 7, 2014

Five things smart property investors know


Just because you’ve taken the leap from homeowner to property investor, doesn’t mean your financial fortune is assured.

BY MICHAEL YARDNEY

In fact, it doesn’t even mean that you’ll start making a profit in the short term or that you’re on your way to owning a sizeable portfolio.

The reality is that around 20 per cent of those who get involved in property investment sell up within the first year or so and close to half sell their property within five years.
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October 31, 2014

Hot air can’t burst a housing bubble that doesn’t exist


If I’ve read one story about a possible housing bust in Australia, I’ve read a hundred.

BY MICHAEL YARDNEY

Barely a week goes by without another breathless warning from some property pessimist, columnist or overseas economist about a looming price collapse.
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October 24, 2014

Sitting on top of the world


Here’s why Australians are once again the wealthiest nation in the world…

BY MICHAEL YARDNEY

We know true wealth is much more than how much money you’ve got in the bank or how many properties you own, but this year’s Credit Suisse annual Global Wealth Report shows that once again Australians have the highest median wealth in the world, and we have a very low percentage of poor people.
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October 22, 2014

Assessing risk vs return


Let’s talk about risk versus return and how we assess it…

BY CAM MCLELLAN

When I look at risk, risk comes down to one thing and that’s control or my understanding of how I can control a situation.
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October 17, 2014

The Block shocks – the reality of property renovations


The Block was once again a hugely popular TV show – did you see the dramatic conclusion?

BY MICHAEL YARDNEY

Three gruelling months of sleeplessness and renovations paid off handsomely for two teams but the others failed to achieve the desired results, teaching a group of would-be overnight property moguls that there’s no such thing as get-rich-quick in property.
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