Today's Interest Rates

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Company: List of Institutions

19-Dec-2014 Owner Occupied
Company Name StandardVariable BasicVariable Introductory 1 YearFixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AMP Bank 6.00 (6.10) 4.74 (4.75) 5.00 (5.98) 4.94 (5.98) 5.00 (5.89) 5.00 (5.80) - 5.84 (6.00)
ANZ 5.88 (5.94) 5.12 (5.12) - 4.94 (5.85) 4.99 (5.77) 5.09 (5.73) 5.64 (5.86) 5.14 (5.63)
Arab Bank Australia 5.49 (5.50) 5.39 (5.47) 4.79 (5.45) 4.69 (5.42) 4.77 (5.37) 4.90 (5.34) 5.19 (5.40) 5.29 (5.42)
Aussie 4.79 (4.90) 4.79 (4.80) 4.74 (4.97) 4.59 (4.87) 4.69 (4.86) 4.79 (4.87) 4.99 (4.93) 4.99 (4.94)
Bank of Melbourne 5.90 (6.00) 4.98 (5.01) 5.20 (5.93) 4.94 (5.90) 4.84 (5.79) 4.94 (5.73) 5.14 (5.73) 5.14 (5.67)
bankmecu 5.14 (5.17) 4.60 (4.60) - 4.94 (5.10) 4.99 (5.10) 4.99 (5.09) - -
BankVic 5.49 (5.49) - 4.64 (5.33) 4.84 (5.43) 4.79 (5.36) 4.99 (5.36) 5.09 (5.35) 5.14 (5.34)
Bankwest 5.89 (5.93) 4.88 (4.89) 5.09 (5.93) 4.98 (5.82) 4.59 (5.67) 4.94 (5.66) 5.19 (5.68) 5.24 (5.66)
Bendigo Bank 6.01 (6.10) - - 4.79 (5.53) 4.84 (5.47) 4.84 (5.41) 5.24 (5.50) 5.24 (5.48)
Beyond Bank 5.79 (5.81) 5.09 (5.19) - 4.69 (5.70) 4.94 (5.65) 4.99 (5.59) 5.09 (5.57) 5.14 (5.54)
Big Sky Building Society 5.15 (5.38) 5.35 (5.45) - 4.95 (5.40) 4.99 (5.37) 5.19 (5.39) 5.54 (5.50) 5.59 (5.53)
BOQ 4.87 (4.95) 5.43 (5.54) 5.01 (6.01) 4.65 (5.97) 4.79 (5.87) 4.79 (5.77) 4.98 (5.74) 5.09 (5.71)
Citibank 6.19 (6.27) 5.02 (5.05) - 4.59 (6.11) 4.74 (5.99) 4.74 (5.87) 4.98 (5.84) 4.98 (5.75)
Commonwealth Bank 5.90 (5.99) 5.20 (5.20) 4.84 (5.33) 4.94 (5.89) 4.99 (5.81) 5.09 (5.76) 5.24 (5.75) 5.14 (5.66)
Community First CU 5.87 (5.92) 5.26 (5.31) - 5.09 (5.84) 4.79 (5.71) 5.09 (5.70) - -
ECU Australia 5.80 (5.85) - - 4.79 (5.74) 4.84 (5.66) 5.09 (5.65) - 5.49 (5.71)
Encompass Credit Union 5.55 (5.59) - 4.79 (5.38) 4.79 (5.52) 4.79 (5.45) 4.99 (5.44) - 5.99 (5.78)
Family First CU 5.35 (5.39) - 5.10 (6.53) 4.99 (5.35) 5.05 (5.33) 5.25 (5.36) - -
FCCS Credit Union 5.29 (5.32) - 4.74 (5.68) - - - - -
G&C Mutual Bank 5.87 (5.89) - - 4.79 (5.79) 4.84 (5.70) 4.94 (5.64) 5.04 (5.60) 5.24 (5.62)
Gateway Credit Union 5.49 (5.52) 4.99 (5.00) - 4.99 (5.47) 5.34 (5.49) 5.39 (5.49) - -
Greater Building Society 5.50 (5.51) 4.94 (4.94) - 4.49 (5.09) 4.59 (5.05) 4.65 (5.02) 4.79 (5.03) 4.99 (5.09)
Heritage Bank 4.69 (4.76) 4.39 (4.40) - 4.49 (5.01) 4.75 (5.01) 4.89 (5.03) - 4.99 (5.06)
Holiday Coast CU 5.25 (5.34) - - 4.64 (5.89) 4.79 (5.79) 4.89 (5.72) - 5.09 (5.64)
Homeloans 4.88 (5.01) - - 4.58 (4.98) 4.68 (4.97) 4.78 (4.98) 4.98 (5.04) 4.98 (5.05)
HSBC 5.95 (5.99) 4.80 (4.84) - 4.49 (5.30) 4.79 (5.20) 4.79 (5.24) 5.09 (5.30) 5.09 (5.28)
Illawarra CU NSW 4.70 (4.70) 5.03 (5.11) - 3.95 (5.53) 4.89 (5.55) 5.19 (5.56) - 5.49 (5.61)
IMB 5.66 (5.69) 4.76 (4.86) 4.66 (5.15) 3.99 (5.08) 4.59 (5.09) 4.65 (5.06) 4.99 (5.14) 4.99 (5.13)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
Macquarie Bank 4.89 (4.91) 4.89 (4.91) - 4.59 (4.88) 4.69 (4.87) 4.79 (4.88) 4.99 (4.94) 4.99 (4.95)
ME Bank 5.38 (5.39) - - 4.89 (5.34) - 4.59 (5.17) - 4.94 (5.20)
Mortgage HOUSE 4.59 (4.63) - - 4.44 (4.99) 4.59 (4.98) 4.59 (4.97) 5.14 (5.14) 4.97 (5.15)
MyState 4.79 (4.80) - - 4.77 (5.81) 4.79 (5.71) 4.69 (5.59) - 5.10 (5.59)
NAB 5.88 (5.94) 5.12 (5.12) - 4.89 (5.84) 4.94 (5.76) 5.04 (5.70) 5.09 (5.66) 5.09 (5.60)
Newcastle Permanent 4.62 (4.84) 5.15 (5.15) 4.85 (5.09) 3.89 (5.39) 4.39 (5.33) 4.49 (5.26) 4.69 (5.25) 4.94 (5.29)
People's Choice Credit Union 5.87 (5.91) 4.89 (4.89) - 4.69 (5.06) 4.89 (5.06) 4.99 (5.07) 5.24 (5.70) 5.24 (5.66)
Police Bank 5.64 (5.69) - - - - 5.09 (5.54) - 6.00 (5.84)
Qld Police Credit Union 5.64 (5.68) 5.14 (5.17) - 4.39 (5.55) 4.59 (5.48) 4.69 (5.42) 4.99 (5.45) 4.99 (5.40)
Qld Professional CU 5.30 (5.40) - - 4.99 (5.37) 5.10 (5.37) - - -
QT Mutual Bank 5.82 (5.85) 5.40 (5.43) 4.90 (5.76) 4.59 (5.73) 4.89 (5.67) 4.98 (5.62) - 5.05 (5.52)
Queenslanders CU 5.00 (5.06) - - 4.35 (5.01) 4.45 (4.97) 4.79 (5.01) - 5.59 (5.41)
RAMS 4.95 (4.99) - - 4.75 (5.79) 4.79 (5.70) 4.89 (5.65) 5.19 (5.69) 5.19 (5.65)
RESI Mortgage Corp 4.91 (5.04) - 4.62 (5.57) 4.59 (5.01) 4.74 (5.01) 4.79 (4.98) 5.19 (5.28) 4.99 (5.03)
SCU 4.87 (4.89) 5.26 (5.29) - 4.90 (5.72) 4.84 (5.63) 4.89 (5.56) - 5.25 (5.58)
Select Credit Union 5.09 (5.09) - - - - 4.79 (5.01) - -
St.George Bank 5.99 (6.09) 4.98 (5.01) 5.29 (6.02) 4.94 (5.98) 4.84 (5.87) 4.94 (5.80) 5.14 (5.78) 5.14 (5.72)
Suncorp Bank 5.99 (6.08) 5.11 (5.11) - 4.93 (5.98) 4.95 (5.88) 4.98 (5.80) - 5.14 (5.72)
Teachers Mutual Bank 5.07 (5.21) 5.48 (5.48) - 4.58 (5.65) 4.68 (5.56) 4.78 (5.50) 4.88 (5.46) 4.95 (5.43)
The Rock Building Soc 4.79 (4.80) - - 4.77 (6.12) 4.75 (5.98) 4.69 (5.84) - 5.10 (5.79)
Victoria Teachers Mutual Bank 5.64 (5.67) 5.14 (5.17) - 4.64 (5.57) 4.64 (5.48) 4.64 (5.39) 5.09 (5.47) 5.19 (5.48)
Westpac 5.98 (6.07) 5.33 (5.34) - 4.99 (5.96) 5.04 (5.88) 5.14 (5.83) 5.19 (5.78) 5.19 (5.72)
19-Dec-2014 Investment
Company Name StandardVariable BasicVariable Introductory 1 Yearfixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AMP Bank 6.00 (6.10) 4.74 (4.75) 5.00 (5.98) 4.94 (6.00) 5.00 (5.91) 5.00 (5.83) - 5.84 (6.04)
ANZ 5.88 (5.94) 5.12 (5.12) - 4.94 (5.85) 4.99 (5.77) 5.09 (5.73) 5.64 (5.86) 5.14 (5.63)
Arab Bank Australia 5.49 (5.50) 5.39 (5.47) 4.79 (5.45) 4.69 (5.42) 4.77 (5.37) 4.90 (5.34) 5.19 (5.40) 5.29 (5.42)
Aussie 4.79 (4.90) 4.79 (4.80) 4.74 (4.97) 4.59 (4.87) 4.69 (4.86) 4.79 (4.87) 4.99 (4.93) 4.99 (4.94)
Bank of Melbourne 5.90 (6.00) 4.98 (5.01) 5.20 (5.93) 4.94 (5.90) 4.84 (5.79) 4.94 (5.73) 5.14 (5.73) 5.14 (5.67)
bankmecu 5.14 (5.17) 4.60 (4.60) - 4.94 (5.10) 4.99 (5.10) 4.99 (5.09) - -
BankVic 5.49 (5.49) - 4.64 (5.33) 4.84 (5.43) 4.79 (5.36) 4.99 (5.36) 5.09 (5.35) 5.14 (5.34)
Bankwest 5.89 (5.93) 4.88 (4.89) 5.09 (5.93) 4.98 (5.82) 4.59 (5.67) 4.94 (5.66) 5.19 (5.68) 5.24 (5.66)
Bendigo Bank 6.01 (6.10) - - 4.79 (5.53) 4.84 (5.47) 4.84 (5.41) 5.24 (5.50) 5.24 (5.48)
Beyond Bank 5.79 (5.81) 5.09 (5.19) - 4.69 (5.70) 4.94 (5.65) 4.99 (5.59) 5.09 (5.57) 5.14 (5.54)
Big Sky Building Society 5.15 (5.38) 5.35 (5.45) - 4.95 (5.40) 4.99 (5.37) 5.19 (5.39) 5.54 (5.50) 5.59 (5.53)
BOQ 4.87 (4.95) 5.43 (5.54) - 4.65 (5.97) 4.79 (5.87) 4.79 (5.77) 4.98 (5.74) 5.09 (5.71)
Citibank 6.19 (6.27) 5.02 (5.05) - 4.59 (6.11) 4.74 (5.99) 4.74 (5.87) 4.98 (5.84) 4.98 (5.75)
Commonwealth Bank 5.90 (5.99) 5.20 (5.20) 4.84 (5.33) 4.94 (5.89) 4.99 (5.81) 5.09 (5.76) 5.24 (5.75) 5.14 (5.66)
Community First CU 5.87 (5.92) 5.26 (5.31) - 5.09 (5.84) 4.79 (5.71) 5.09 (5.70) - -
ECU Australia 5.80 (5.85) - - 4.79 (5.74) 4.84 (5.66) 5.09 (5.65) - 5.49 (5.71)
Encompass Credit Union 5.55 (5.59) - - 4.79 (5.52) 4.79 (5.45) 4.99 (5.44) - 5.99 (5.78)
Family First CU 5.35 (5.39) - 5.10 (5.36) 4.99 (5.35) 5.05 (5.33) 5.25 (5.36) - -
FCCS Credit Union 5.29 (5.32) - - - - - - -
G&C Mutual Bank 5.87 (5.89) - - 4.79 (5.79) 4.84 (5.70) 4.94 (5.64) 5.04 (5.60) 5.24 (5.62)
Gateway Credit Union 5.49 (5.52) 4.99 (5.00) - 4.99 (5.47) 5.34 (5.49) 5.39 (5.49) - -
Greater Building Society 5.50 (5.51) 4.94 (4.94) - 4.49 (5.09) 4.59 (5.05) 4.65 (5.02) 4.79 (5.03) 4.99 (5.09)
Heritage Bank 4.69 (4.76) 4.39 (4.40) - 4.49 (5.01) 4.75 (5.01) 4.89 (5.03) - 4.99 (5.06)
Holiday Coast CU 5.25 (5.34) - - 4.64 (5.89) 4.79 (5.79) 4.89 (5.72) - 5.09 (5.64)
Homeloans 4.88 (5.01) - - 4.58 (4.98) 4.68 (4.97) 4.78 (4.98) 4.98 (5.04) 4.98 (5.05)
HSBC 5.95 (5.99) 4.80 (4.84) - 4.49 (5.30) 4.79 (5.20) 4.79 (5.24) 5.09 (5.30) 5.09 (5.28)
Illawarra CU NSW 4.70 (4.70) 5.03 (5.11) - 3.95 (5.58) 4.89 (5.59) 5.19 (5.60) - 5.49 (5.65)
IMB 5.66 (5.69) 4.76 (4.86) 4.66 (5.15) 3.99 (5.08) 4.59 (5.09) 4.65 (5.06) 4.99 (5.14) 4.99 (5.13)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
Macquarie Bank 4.89 (4.91) 4.89 (4.91) - 4.59 (4.88) 4.69 (4.87) 4.79 (4.88) 4.99 (4.94) 4.99 (4.95)
ME Bank 5.38 (5.39) - - 4.89 (5.34) - 4.59 (5.17) - 4.94 (5.20)
Mortgage HOUSE 4.99 (5.02) - - 4.44 (4.99) 4.59 (4.98) 4.59 (4.97) 5.14 (5.14) 4.97 (5.15)
MyState 4.79 (4.80) - - 4.77 (5.81) 4.79 (5.71) 4.69 (5.59) - 5.10 (5.59)
NAB 5.88 (5.94) 5.12 (5.12) - 4.89 (5.84) 4.94 (5.76) 5.04 (5.70) 5.09 (5.66) 5.09 (5.60)
Newcastle Permanent 4.62 (4.84) 5.15 (5.15) 4.85 (5.09) 3.89 (5.39) 4.39 (5.33) 4.49 (5.26) 4.69 (5.25) 4.94 (5.29)
People's Choice Credit Union 5.87 (5.91) 4.89 (4.89) - 4.69 (5.06) 4.89 (5.06) 4.99 (5.07) 5.24 (5.70) 5.24 (5.66)
Police Bank 5.64 (5.69) - - - - 5.09 (5.54) - 6.00 (5.84)
Qld Police Credit Union 5.64 (5.68) 5.14 (5.17) - 4.39 (5.55) 4.59 (5.48) 4.69 (5.42) 4.99 (5.45) 4.99 (5.40)
Qld Professional CU 5.30 (5.40) - - 4.99 (5.37) 5.10 (5.37) - - -
QT Mutual Bank 5.82 (5.85) 5.40 (5.43) 4.90 (5.76) 4.59 (5.73) 4.89 (5.67) 4.98 (5.62) - 5.05 (5.52)
Queenslanders CU 5.00 (5.08) - - 4.35 (5.01) 4.45 (4.97) 4.79 (5.01) - 5.59 (5.41)
RAMS 4.95 (4.99) 5.10 (5.28) - 4.75 (5.79) 4.79 (5.70) 4.89 (5.65) 5.19 (5.69) 5.19 (5.65)
RESI Mortgage Corp 4.91 (5.04) - 4.62 (5.57) 4.59 (5.01) 4.74 (5.01) 4.79 (4.98) 5.19 (5.28) 4.99 (5.03)
SCU 4.87 (4.89) 5.26 (5.29) - 4.90 (5.72) 4.84 (5.63) 4.89 (5.56) - 5.25 (5.58)
Select Credit Union 5.09 (5.09) - - - - 4.79 (5.01) - -
St.George Bank 5.99 (6.09) 4.98 (5.01) 5.29 (6.02) 4.94 (5.98) 4.84 (5.87) 4.94 (5.80) 5.14 (5.78) 5.14 (5.72)
Suncorp Bank 5.99 (6.08) 5.11 (5.11) - 4.93 (5.98) 4.95 (5.88) 4.98 (5.80) - 5.14 (5.72)
Teachers Mutual Bank 5.07 (5.21) - - 4.58 (5.65) 4.68 (5.56) 4.78 (5.50) 4.88 (5.46) 4.95 (5.43)
The Rock Building Soc 4.93 (5.13) - - 4.77 (6.12) 4.75 (5.98) 4.69 (5.84) - 5.10 (5.79)
Victoria Teachers Mutual Bank 5.44 (5.47) 5.14 (5.17) - 4.64 (5.41) 4.64 (5.37) 4.64 (5.36) 5.09 (5.34) 5.19 (5.36)
Westpac 5.98 (6.07) 5.33 (5.34) - 4.99 (5.96) 5.04 (5.88) 5.14 (5.83) 5.19 (5.78) 5.19 (5.72)
19-Dec-2014 Equity
Company Name Line of Credit Standing Amortising Variable Basic Amortising Variable 1 year fixed/cap
AMP Bank 6.20 (6.30) - - -
ANZ 6.03 (6.14) - - -
Arab Bank Australia 6.50 (6.58) - - -
Aussie 4.79 (4.90) - - -
Bank of Melbourne 6.05 (6.18) - - -
bankmecu 5.69 (5.80) - - -
BankVic 5.49 (5.49) - - -
Bankwest 5.87 (6.05) - - -
Bendigo Bank 6.11 (6.20) - - -
Beyond Bank 5.94 (5.96) - - -
Big Sky Building Society 5.85 (5.88) - - -
BOQ 5.07 (5.15) - - -
Citibank 6.56 (6.67) - - -
Commonwealth Bank 6.05 (6.17) - - -
ECU Australia 5.80 (5.85) - - -
Encompass Credit Union 5.85 (5.89) - - -
Family First CU 5.85 (5.89) - - -
Gateway Credit Union 5.64 (5.67) - - -
Greater Building Society 5.85 (5.90) - - -
Heritage Bank 5.71 (5.79) - - -
Holiday Coast CU 6.00 (6.08) - - -
Homeloans 4.74 (4.90) - - -
HSBC 6.03 (6.07) - - -
Illawarra CU NSW 5.73 (5.76) - - -
IMB 5.86 (5.89) - - -
Macquarie Bank 5.95 (5.97) - - 4.59 (5.83)
Mortgage HOUSE 4.99 (5.02) - - -
MyState 5.89 (6.01) - - -
NAB 5.45 (5.75) - - -
Newcastle Permanent 5.75 (5.81) - - -
People's Choice Credit Union 5.97 (6.06) - - -
Police Bank 5.70 (5.79) - - -
Qld Professional CU - 6.70 (6.80) - -
QT Mutual Bank 6.02 (6.05) 6.12 (6.15) - -
Queenslanders CU 5.79 (5.87) - - -
RAMS 5.95 (6.12) - - -
RESI Mortgage Corp 5.72 (5.75) - - -
SCU 5.77 (5.85) - - -
Select Credit Union 5.34 (5.34) - - -
St.George Bank 6.14 (6.27) - - -
Suncorp Bank 5.99 (6.08) 7.33 (7.42) - -
The Rock Building Soc 5.19 (5.39) - - -
Victoria Teachers Mutual Bank 5.69 (5.80) - - -
Westpac 6.13 (6.23) - - -

Rate in brackets is the comparison rate for a $250,000 loan over 25 years. Provides these rates in good faith, however, please refer to the institution in question for their full comparison rate schedule.

IMPORTANT NOTE: The AAPR for mortgage products forming part of a package is updated once each business day prior to business hours. Rate changes notified to CANSTAR during a business day will not be reflected in AAPR for mortgages forming part of a package until the following morning's update. Rates and AAPR for all other mortgage products are updated after notification is received by CANSTAR from the relevant financial institution.

Date: 19-Dec-2014

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