Today's Interest Rates

The Online system Mortgage rates

Company: List of Institutions

03-Feb-2012 Owner Occupied
Company Name StandardVariable BasicVariable Introductory 1 YearFixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AIMS Home Loans 7.40 (7.43) 7.22 (7.31) 6.86 (7.37) 6.30 (7.31) 6.27 (7.20) 6.33 (7.12) 6.58 (7.12) 6.69 (7.11)
AMP Banking 7.32 (7.42) 6.35 (6.36) 6.32 (7.41) 6.09 (7.49) 5.99 (7.32) 5.99 (7.18) - 6.69 (7.24)
ANZ 7.30 (7.33) 6.50 (6.50) - 6.19 (7.22) 5.95 (7.06) 6.29 (7.04) 6.74 (7.13) 6.79 (7.11)
Arab Bank Australia 7.80 (7.81) 6.84 (6.92) 6.44 (7.75) 6.69 (7.70) 6.49 (7.55) 6.49 (7.44) 6.89 (7.48) 6.99 (7.46)
Aussie Home Loans 6.45 (6.47) - - 5.99 (6.67) 5.99 (6.61) 5.99 (6.54) 6.59 (6.71) 6.69 (6.74)
Austral Mortgage 6.89 (6.94) - - 6.21 (6.87) 6.38 (6.84) 6.54 (6.84) 6.73 (6.88) 6.94 (6.96)
Bank of Melbourne 7.30 (7.40) 6.63 (6.66) 6.60 (7.32) 6.29 (7.29) 6.14 (7.16) 6.24 (7.09) 6.84 (7.22) 6.84 (7.19)
bankmecu 6.48 (6.51) 6.58 (6.66) - 5.99 (6.59) 6.29 (6.59) 6.39 (6.59) - -
Bankwest 7.20 (7.24) 6.29 (6.29) 6.20 (7.11) 6.19 (7.14) 6.19 (7.04) 6.29 (6.99) 6.49 (6.99) 6.99 (7.17)
Bendigo Bank 7.30 (7.38) - - 6.29 (7.50) 6.24 (7.36) 6.34 (7.28) 6.79 (7.35) 6.89 (7.33)
BMC Mortgage 6.85 (6.88) - - - - - - -
BOQ 7.36 (7.46) 6.78 (6.88) 6.36 (7.34) 6.19 (7.34) 6.19 (7.22) 5.99 (7.06) 6.69 (7.21) 6.89 (7.25)
Citibank 7.52 (7.60) 6.52 (6.55) - 5.85 (7.42) 5.80 (7.25) 5.75 (7.08) 6.15 (7.09) 6.40 (7.10)
Collins Home Loans 6.47 (6.68) - - 6.61 (6.82) 7.30 (6.94) 6.84 (6.85) 7.85 (7.24) 7.24 (7.04)
Commonwealth Bank 7.31 (7.40) 6.61 (6.61) 6.59 (6.81) 6.48 (7.31) 6.19 (7.17) 6.48 (7.15) 6.79 (7.20) 6.89 (7.21)
Community CPS Australia 7.14 (7.18) 6.44 (6.55) - 6.29 (7.09) 6.29 (7.01) 6.29 (6.93) 6.84 (7.22) 6.89 (7.20)
Community First CU 7.15 (7.20) 6.59 (6.64) - 6.29 (7.33) 6.29 (7.22) 6.29 (7.13) - -
ECU Australia 7.00 (7.04) - 6.19 (6.95) 6.19 (6.95) 6.19 (6.87) 6.35 (6.85) - 7.09 (7.08)
Encompass Credit Union 6.95 (6.99) - 6.25 (6.89) 6.20 (6.91) 6.20 (6.84) 6.20 (6.77) - 6.90 (6.97)
Family First CU 6.70 (6.75) - - 6.45 (6.73) 6.55 (6.72) 6.70 (6.75) - -
FCCS Credit Union 6.69 (6.78) - - 6.15 (7.22) 6.10 (7.10) 6.15 (7.01) 6.40 (7.01) 6.55 (7.01)
Gateway Credit Union 6.84 (6.87) 6.48 (6.51) - 6.47 (7.06) 6.47 (7.00) 6.47 (6.94) - -
Greater Building Society 6.80 (6.82) 6.44 (6.46) - 5.80 (6.40) 5.99 (6.38) 6.20 (6.40) 6.45 (6.47) 6.65 (6.56)
Heritage Bank 6.94 (7.00) 6.35 (6.39) - 5.90 (6.89) 5.95 (6.80) 5.95 (6.71) - 6.39 (6.76)
Holiday Coast CU 6.85 (7.04) - - 6.59 (7.60) 5.74 (7.18) 5.94 (7.11) - 6.74 (7.16)
Homeloans 6.54 (6.59) - - 6.29 (6.57) 6.19 (6.52) 6.19 (6.49) 6.79 (6.68) 6.79 (6.70)
HSBC 7.24 (7.28) 6.63 (6.64) - 6.09 (7.16) 6.09 (7.05) 6.29 (7.00) 6.55 (7.02) 6.65 (7.02)
Illawarra CU NSW 6.45 (6.49) 6.32 (6.41) - 6.19 (6.96) 6.14 (6.87) 6.24 (6.82) - 6.64 (6.88)
IMB 7.00 (7.04) 6.27 (6.37) 6.00 (6.94) 6.19 (6.95) 5.95 (6.83) 6.19 (6.81) 6.49 (6.86) 6.79 (6.96)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
Lifeplan Funds Managemnt 6.99 (7.02) - - 6.34 (6.95) 6.39 (6.90) 6.39 (6.84) 6.79 (6.94) 6.89 (6.97)
LJ Hooker Finance 6.39 (6.39) - - - 5.89 (6.33) 5.89 (6.31) 6.65 (6.55) 6.65 (6.56)
Macquarie Bank 6.39 (6.39) 6.49 (6.52) - 5.99 (6.35) 5.99 (6.32) 5.99 (6.28) 6.59 (6.47) 6.69 (6.53)
Maritime Mining & Power 6.69 (6.71) 6.69 (6.71) - 6.33 (6.70) 6.18 (6.64) 6.28 (6.62) - 6.88 (6.83)
Mortgage HOUSE 6.30 (6.33) 6.44 (6.47) - 6.17 (6.71) 6.28 (6.68) 6.40 (6.67) 6.59 (6.72) 6.80 (6.80)
MyState 6.88 (6.92) - - 6.59 (7.45) 6.49 (7.34) 6.64 (7.29) - 7.15 (7.39)
nab 7.22 (7.30) 6.72 (6.75) - 6.09 (7.18) 6.24 (7.10) 6.34 (7.04) 6.79 (7.14) 6.84 (7.13)
Newcastle Permanent 6.87 (6.89) 6.47 (6.49) 6.17 (6.40) 5.79 (6.78) 5.79 (6.68) 6.14 (6.68) 6.59 (6.79) 6.64 (6.79)
People's Choice Credit Union 7.20 (7.24) 6.43 (6.46) - 6.06 (6.42) 6.06 (6.39) 6.29 (6.63) 6.79 (6.81) 6.79 (6.86)
Police Credit 6.79 (6.82) - 6.09 (6.75) 5.99 (6.73) 5.99 (6.66) 6.24 (6.66) 6.79 (6.82) 6.94 (6.89)
Police Credit Union 6.91 (6.96) - - - - 6.29 (6.78) - 7.28 (7.26)
Qld Police Credit Union 6.44 (6.60) 6.54 (6.58) - 6.19 (7.26) - 5.99 (6.99) - 6.59 (7.04)
Qld Professional CU 7.00 (7.10) - - - - - - -
QT Mutual Bank 7.20 (7.23) 7.10 (7.13) 6.40 (7.15) 5.99 (7.10) 5.99 (6.99) 5.99 (6.88) - -
Queenslanders CU 6.45 (6.50) - - - - - - -
Railways Credit Union 6.30 (6.32) - - - - - - -
RAMS Home Loans 7.18 (7.23) - 6.45 (6.72) 5.95 (7.11) 5.95 (7.00) 6.09 (6.94) 6.49 (7.01) 6.69 (7.05)
RESI Mortgage Corp 6.49 (6.52) - 6.00 (6.99) 6.19 (6.58) 5.95 (6.49) 6.23 (6.52) 6.74 (6.68) 6.74 (6.69)
SCU 7.10 (7.14) 6.59 (6.62) - - 6.09 (6.93) 6.19 (6.87) - 6.75 (6.98)
Select Credit Union 6.64 (6.67) - - - - 6.17 (6.53) - -
SGE Credit Union 6.78 (6.84) - 6.28 (7.05) 5.99 (7.02) 5.99 (6.92) 6.19 (6.88) 6.59 (6.95) 6.79 (7.01)
St George Bank 7.30 (7.40) 6.63 (6.66) 6.60 (7.32) 6.29 (7.29) 6.14 (7.16) 6.24 (7.09) 6.84 (7.22) 6.84 (7.19)
Suncorp Bank 7.33 (7.42) 6.75 (6.78) - 6.15 (7.29) 5.98 (7.15) 6.14 (7.07) - 6.95 (7.25)
Sutherland Credit Union 6.80 (6.85) 6.65 (6.70) - - - - - -
Teachers Credit Union 6.39 (6.53) 6.79 (6.79) - 6.18 (7.20) 6.18 (7.09) 6.35 (7.22) - -
The Rock Building Soc 6.49 (6.65) 6.81 (6.85) - 6.09 (7.41) 6.09 (7.66) 5.95 (7.11) - 6.69 (7.47)
TIO Banking 7.26 (7.38) - - 6.14 (7.26) 6.14 (7.15) 6.29 (7.09) 6.79 (7.20) 6.79 (7.17)
Victoria Teachers CU 6.99 (6.99) 6.49 (6.49) - 6.09 (6.90) 6.09 (6.81) 6.33 (6.80) 6.64 (6.86) 6.74 (6.88)
Westpac 7.36 (7.44) 6.66 (6.69) - 6.39 (7.56) 6.39 (7.44) 6.39 (7.33) 6.89 (7.42) 6.89 (7.36)
03-Feb-2012 Investment
Company Name StandardVariable BasicVariable Introductory 1 Yearfixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AIMS Home Loans 7.40 (7.43) 7.22 (7.31) 6.86 (7.37) 6.30 (7.31) 6.27 (7.20) 6.33 (7.12) 6.58 (7.12) 6.69 (7.11)
AMP Banking 7.32 (7.42) 6.35 (6.36) 6.32 (7.41) 6.09 (7.51) 5.99 (7.35) 5.99 (7.21) - 6.69 (7.28)
ANZ 7.30 (7.33) 6.50 (6.50) - 6.19 (7.22) 5.95 (7.06) 6.29 (7.04) 6.74 (7.13) 6.79 (7.11)
Arab Bank Australia 7.80 (7.81) 6.84 (6.92) 6.44 (7.75) 6.69 (7.70) 6.49 (7.55) 6.49 (7.44) 6.89 (7.48) 6.99 (7.46)
Aussie Home Loans 6.45 (6.47) - - 5.99 (6.67) 5.99 (6.61) 5.99 (6.54) 6.59 (6.71) 6.69 (6.74)
Austral Mortgage 6.89 (6.94) - - 6.21 (6.87) 6.38 (6.84) 6.54 (6.84) 6.73 (6.88) 6.94 (6.96)
Bank of Melbourne 7.30 (7.40) 6.63 (6.66) 6.60 (7.32) 6.29 (7.29) 6.14 (7.16) 6.24 (7.09) 6.84 (7.22) 6.84 (7.19)
bankmecu 6.58 (6.61) 6.58 (6.66) - 5.99 (6.59) 6.29 (6.59) 6.39 (6.59) - -
Bankwest 7.20 (7.24) 6.29 (6.29) 6.20 (7.11) 6.19 (7.14) 6.19 (7.04) 6.29 (6.99) 6.49 (6.99) 6.99 (7.17)
Bendigo Bank 7.30 (7.38) - - 6.29 (7.50) 6.24 (7.36) 6.34 (7.28) 6.79 (7.35) 6.89 (7.33)
BMC Mortgage 6.85 (6.88) - - - - - - -
BOQ 7.36 (7.46) 6.78 (6.88) - 6.19 (7.34) 6.19 (7.22) 5.99 (7.06) 6.69 (7.21) 6.89 (7.25)
Citibank 7.52 (7.60) 6.52 (6.55) - 5.85 (7.42) 5.80 (7.25) 5.75 (7.08) 6.15 (7.09) 6.40 (7.10)
Collins Home Loans 6.47 (6.68) - - 6.61 (6.82) 7.30 (6.94) 6.84 (6.85) 7.85 (7.24) 7.24 (7.04)
Commonwealth Bank 7.31 (7.40) 6.61 (6.61) 6.59 (6.81) 6.48 (7.31) 6.19 (7.17) 6.48 (7.15) 6.79 (7.20) 6.89 (7.21)
Community CPS Australia 7.14 (7.18) 6.44 (6.55) - 6.29 (7.09) 6.29 (7.01) 6.29 (6.93) 6.84 (7.22) 6.89 (7.20)
Community First CU 7.15 (7.20) 6.59 (6.64) - 6.29 (7.33) 6.29 (7.22) 6.29 (7.13) - -
ECU Australia 7.00 (7.04) - 6.19 (6.95) 6.19 (6.95) 6.19 (6.87) 6.35 (6.85) - 7.09 (7.08)
Encompass Credit Union 6.95 (6.99) - - 6.20 (6.91) 6.20 (6.84) 6.20 (6.77) - 6.90 (6.97)
Family First CU 6.70 (6.75) - - 6.45 (6.73) 6.55 (6.72) 6.70 (6.75) - -
FCCS Credit Union 6.69 (6.78) - - 6.15 (7.22) 6.10 (7.10) 6.15 (7.01) 6.40 (7.01) 6.55 (7.01)
Gateway Credit Union 6.84 (6.87) 6.48 (6.51) - 6.47 (7.06) 6.47 (7.00) 6.47 (6.94) - -
Greater Building Society 6.80 (6.82) 6.44 (6.46) - 5.80 (6.40) 5.99 (6.38) 6.20 (6.40) 6.45 (6.47) 6.65 (6.56)
Heritage Bank 6.94 (7.00) 6.35 (6.39) - 5.90 (6.89) 5.95 (6.80) 5.95 (6.71) - 6.39 (6.76)
Holiday Coast CU 7.00 (7.29) - - 6.59 (7.60) 5.74 (7.18) 5.94 (7.11) - 6.74 (7.16)
Homeloans 6.54 (6.59) - - 6.29 (6.57) 6.19 (6.52) 6.19 (6.49) 6.79 (6.68) 6.79 (6.70)
HSBC 7.24 (7.28) 6.63 (6.64) - 6.09 (7.16) 6.09 (7.05) 6.29 (7.00) 6.55 (7.02) 6.65 (7.02)
Illawarra CU NSW 6.45 (6.54) 6.32 (6.41) - 6.19 (7.01) 6.14 (6.92) 6.24 (6.87) - 6.64 (6.93)
IMB 7.00 (7.04) 6.27 (6.37) 6.00 (6.94) 6.19 (6.95) 5.95 (6.83) 6.19 (6.81) 6.49 (6.86) 6.79 (6.96)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
Lifeplan Funds Managemnt 6.99 (7.02) - - 6.34 (6.95) 6.39 (6.90) 6.39 (6.84) 6.79 (6.94) 6.89 (6.97)
LJ Hooker Finance 6.39 (6.39) - - - 5.89 (6.33) 5.89 (6.31) 6.65 (6.55) 6.65 (6.56)
Macquarie Bank 6.39 (6.39) 6.49 (6.52) - 5.99 (6.35) 5.99 (6.32) 5.99 (6.28) 6.59 (6.47) 6.69 (6.53)
Maritime Mining & Power 6.69 (6.71) - - 6.33 (6.70) 6.18 (6.64) 6.28 (6.62) - 6.88 (6.83)
Mortgage HOUSE 6.30 (6.33) 6.44 (6.47) - 6.17 (6.71) 6.28 (6.68) 6.40 (6.67) 6.59 (6.72) 6.80 (6.80)
MyState 6.88 (6.92) - - 6.59 (7.45) 6.49 (7.34) 6.64 (7.29) - 7.15 (7.39)
nab 7.22 (7.30) 6.72 (6.75) - 6.09 (7.18) 6.24 (7.10) 6.34 (7.04) 6.79 (7.14) 6.84 (7.13)
Newcastle Permanent 6.87 (6.89) 6.47 (6.49) 6.17 (6.40) 5.79 (6.78) 5.79 (6.68) 6.14 (6.68) 6.59 (6.79) 6.64 (6.79)
People's Choice Credit Union 7.20 (7.24) 6.43 (6.46) - 6.06 (6.42) 6.06 (6.39) 6.29 (6.63) 6.79 (6.81) 6.79 (6.86)
Police Credit 6.79 (6.82) - 6.09 (6.75) 5.99 (6.73) 5.99 (6.66) 6.24 (6.66) 6.79 (6.82) 6.94 (6.89)
Police Credit Union 6.91 (6.96) - - - - 6.29 (6.78) - 7.28 (7.26)
Qld Police Credit Union 6.44 (6.60) 6.54 (6.58) - 6.19 (7.26) - 5.99 (6.99) - 6.59 (7.04)
Qld Professional CU 7.00 (7.10) - - - - - - -
QT Mutual Bank 7.20 (7.23) 7.10 (7.13) 6.40 (7.15) 5.99 (7.10) 5.99 (6.99) 5.99 (6.88) - -
Queenslanders CU 6.68 (6.71) - - - - - - -
Railways Credit Union 6.85 (6.87) - - - - - - -
RAMS Home Loans 7.18 (7.23) 6.49 (6.67) 6.45 (6.72) 5.95 (7.11) 5.95 (7.00) 6.09 (6.94) 6.49 (7.01) 6.69 (7.05)
RESI Mortgage Corp 6.49 (6.52) - 6.00 (6.99) 6.19 (6.58) 5.95 (6.49) 6.23 (6.52) 6.74 (6.68) 6.74 (6.69)
SCU 7.10 (7.14) 6.59 (6.62) - - 6.09 (6.93) 6.19 (6.87) - 6.75 (6.98)
Select Credit Union 6.64 (6.67) - - - - 6.17 (6.53) - -
SGE Credit Union 6.78 (6.84) - 6.28 (7.05) 5.99 (7.02) 5.99 (6.92) 6.19 (6.88) 6.59 (6.95) 6.79 (7.01)
St George Bank 7.30 (7.40) 6.63 (6.66) 6.60 (7.32) 6.29 (7.29) 6.14 (7.16) 6.24 (7.09) 6.84 (7.22) 6.84 (7.19)
Suncorp Bank 7.33 (7.42) 6.75 (6.78) - 6.15 (7.29) 5.98 (7.15) 6.14 (7.07) - 6.95 (7.25)
Sutherland Credit Union 6.80 (6.85) 6.65 (6.70) - - - - - -
Teachers Credit Union 6.39 (6.53) - - 6.18 (7.20) 6.18 (7.09) 6.35 (7.22) - -
The Rock Building Soc 6.49 (6.65) 6.81 (6.85) - 6.09 (7.41) 6.09 (7.66) 5.95 (7.11) - 6.69 (7.47)
TIO Banking 7.26 (7.38) - - 6.14 (7.26) 6.14 (7.15) 6.29 (7.09) 6.79 (7.20) 6.79 (7.17)
Victoria Teachers CU 6.79 (6.79) 6.49 (6.49) - 6.09 (6.72) 6.09 (6.65) 6.33 (6.66) 6.64 (6.74) 6.74 (6.77)
Westpac 7.36 (7.44) 6.66 (6.69) - 6.39 (7.56) 6.39 (7.44) 6.39 (7.33) 6.89 (7.42) 6.89 (7.36)
03-Feb-2012 Equity
Company Name Line of Credit Standing Amortising Variable Basic Amortising Variable 1 year fixed/cap
AMP Banking 7.52 (7.62) - - -
ANZ 7.20 (7.51) - - 6.19 (7.49)
Arab Bank Australia 7.80 (7.88) - - -
Aussie Home Loans 6.49 (6.59) - - -
Austral Mortgage 6.99 (7.11) - - -
Bank of Melbourne 7.40 (7.52) - - -
bankmecu 7.04 (7.15) - - -
Bankwest 7.18 (7.35) - - -
Bendigo Bank 7.40 (7.48) - - -
BMC Mortgage 7.18 (7.20) - - -
BOQ 7.71 (7.80) - - -
Citibank 7.89 (8.00) - - -
Collins Home Loans 6.89 (7.02) - - -
Commonwealth Bank 7.39 (7.40) - - -
Community CPS Australia 7.29 (7.33) - - -
ECU Australia 7.00 (7.04) - - -
Encompass Credit Union 7.25 (7.29) - - -
Family First CU 7.20 (7.25) - - -
Gateway Credit Union 6.99 (7.02) - - -
Greater Building Society 7.15 (7.21) - - -
Heritage Bank 7.01 (7.09) - - -
Homeloans 6.64 (6.79) - - -
HSBC 7.32 (7.36) - - -
Illawarra CU NSW 7.02 (7.06) - - -
IMB 7.20 (7.24) - - -
LJ Hooker Finance 6.69 (6.69) - - -
Macquarie Bank 7.30 (7.30) - - 5.99 (7.16)
Maritime Mining & Power 7.02 (7.04) - - -
Mortgage HOUSE 6.39 (6.62) - 6.44 (6.47) -
MyState 7.25 (7.37) - - -
nab 6.70 (6.78) - - -
Newcastle Permanent 7.07 (7.15) - - -
People's Choice Credit Union 7.30 (7.39) - - -
Police Credit 6.79 (6.82) - - -
Police Credit Union 6.97 (7.06) - - -
Qld Professional CU - 8.40 (8.43) - -
QT Mutual Bank 7.40 (7.43) 7.50 (7.53) - -
Queenslanders CU 7.24 (7.32) - - -
Railways Credit Union 6.85 (6.87) - - -
RAMS Home Loans 7.28 (7.45) - - -
RESI Mortgage Corp 7.10 (7.13) - - -
SCU 7.10 (7.19) - - -
Select Credit Union 6.84 (6.87) - - -
St George Bank 7.40 (7.52) - - -
Suncorp Bank 7.33 (7.42) 7.33 (7.42) - -
The Rock Building Soc 6.74 (6.91) - - -
Victoria Teachers CU 7.04 (7.12) - - -
Westpac 7.51 (7.60) - - -

Rate in brackets is the comparison rate for a $250,000 loan over 25 years. Provides these rates in good faith, however, please refer to the institution in question for their full comparison rate schedule.

IMPORTANT NOTE: The AAPR for mortgage products forming part of a package is updated once each business day prior to business hours. Rate changes notified to CANSTAR during a business day will not be reflected in AAPR for mortgages forming part of a package until the following morning's update. Rates and AAPR for all other mortgage products are updated after notification is received by CANSTAR from the relevant financial institution.

Date: 03-Feb-2012

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