Today's Interest Rates

The Online system Mortgage rates

Company: List of Institutions

29-Aug-2014 Owner Occupied
Company Name StandardVariable BasicVariable Introductory 1 YearFixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AMP Bank 6.00 (6.10) 4.90 (4.91) 5.00 (5.98) 4.79 (5.96) 4.85 (5.86) 4.85 (5.76) - 5.69 (5.93)
ANZ 5.88 (5.94) 5.18 (5.18) - 4.94 (5.85) 4.99 (5.77) 5.09 (5.73) 5.64 (5.86) 5.14 (5.63)
Arab Bank Australia 5.49 (5.50) 5.39 (5.47) 4.79 (5.45) 4.69 (5.42) 4.77 (5.37) 4.90 (5.34) 5.19 (5.40) 5.29 (5.42)
Aussie 4.84 (4.95) 4.84 (4.90) - 4.74 (4.93) 4.74 (4.93) 4.94 (4.96) 4.99 (5.02) 4.99 (5.03)
Austral Mortgage 5.29 (5.34) - - 4.69 (5.28) 4.84 (5.25) 4.84 (5.21) 5.39 (5.37) 5.34 (5.36)
Bank of Melbourne 5.90 (6.00) 4.98 (5.01) 5.20 (5.93) 4.94 (5.90) 4.94 (5.81) 5.04 (5.76) 5.14 (5.73) 5.14 (5.67)
bankmecu 5.14 (5.17) 4.69 (4.69) - 4.94 (5.10) 4.99 (5.10) 4.99 (5.09) - -
BankVic 5.49 (5.49) - 4.79 (5.36) 4.84 (5.43) 4.79 (5.36) 4.99 (5.36) 5.39 (5.46) 5.44 (5.47)
Bankwest 5.89 (5.93) 4.88 (4.89) 5.09 (5.93) 4.98 (5.82) 4.98 (5.74) 5.04 (5.69) 5.19 (5.68) 5.24 (5.66)
Bendigo Bank 6.01 (6.10) - - 4.99 (5.99) 4.94 (5.89) 4.94 (5.80) 5.29 (5.84) 5.49 (5.87)
Beyond Bank 5.79 (5.81) 5.09 (5.19) - 4.89 (5.72) 4.94 (5.65) 5.04 (5.61) 5.19 (5.60) 5.24 (5.58)
Big Sky Building Society 5.15 (5.38) 5.35 (5.45) - 4.95 (5.40) 4.99 (5.37) 5.19 (5.39) 5.54 (5.50) 5.59 (5.53)
BOQ 4.87 (4.95) 5.43 (5.54) 5.01 (6.01) 4.65 (5.97) 4.79 (5.87) 4.79 (5.77) 4.98 (5.74) 5.09 (5.71)
Citibank 6.19 (6.27) 5.02 (5.05) - 4.59 (6.11) 4.74 (5.99) 4.74 (5.87) 5.39 (5.99) 4.99 (5.76)
Commonwealth Bank 5.90 (5.99) 5.20 (5.20) 4.84 (5.33) 4.94 (5.89) 4.99 (5.81) 5.09 (5.76) 5.24 (5.75) 5.14 (5.66)
Community First CU 5.87 (5.92) 5.26 (5.31) - 5.09 (5.84) 4.79 (5.71) 5.09 (5.70) - -
ECU Australia 5.80 (5.85) - - 4.79 (5.74) 4.84 (5.66) 5.09 (5.65) - 5.74 (5.82)
Encompass Credit Union 5.55 (5.59) - 4.79 (5.38) 4.79 (5.52) 4.79 (5.45) 4.99 (5.44) - 5.99 (5.78)
Family First CU 6.70 (6.75) - - 6.45 (6.73) 6.55 (6.72) 6.70 (6.75) - -
FCCS Credit Union 5.29 (5.32) - - - - - - -
Gateway Credit Union 5.49 (5.52) 4.99 (5.00) - 4.99 (5.47) 5.34 (5.49) 5.39 (5.49) - -
Greater Building Society 5.50 (5.51) 5.14 (5.15) - 4.85 (5.13) 4.99 (5.13) 5.09 (5.14) 5.39 (5.24) 5.39 (5.26)
Heritage Bank 5.64 (5.70) 4.99 (5.02) - 3.99 (5.54) 4.49 (5.49) 4.89 (5.50) - 4.99 (5.43)
Holiday Coast CU 5.25 (5.34) - - 4.79 (5.90) 4.99 (5.83) 5.14 (5.79) - 5.79 (5.94)
Homeloans 4.88 (5.01) - - 4.78 (5.00) 4.83 (5.00) 4.86 (5.04) 5.24 (5.15) 5.38 (5.22)
HSBC 5.95 (5.99) 4.80 (4.81) - 4.49 (5.30) 4.79 (5.20) 4.79 (5.24) 5.09 (5.30) 5.09 (5.28)
Illawarra CU NSW 4.70 (4.70) 5.03 (5.11) - 3.95 (5.53) 4.89 (5.55) 5.19 (5.56) - 5.49 (5.61)
IMB 5.66 (5.69) 4.81 (4.91) 4.66 (5.15) 4.59 (5.14) 4.79 (5.13) 4.69 (5.07) 5.14 (5.20) 5.14 (5.20)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
Macquarie Bank 4.89 (4.91) 4.89 (4.91) - 4.79 (4.90) 4.84 (4.90) 4.99 (4.94) 5.29 (5.05) 5.39 (5.12)
ME Bank 5.38 (5.39) - - 4.89 (5.34) - 4.59 (5.17) - 4.94 (5.20)
Mortgage HOUSE 4.99 (5.02) - - 4.39 (5.13) 4.79 (5.12) 4.54 (5.08) 5.09 (5.24) 4.97 (5.22)
MyState 4.88 (4.89) - - 4.77 (5.81) 4.79 (5.71) 4.87 (5.64) - 5.85 (5.91)
NAB 5.88 (5.94) 5.12 (5.12) - 4.89 (5.84) 4.94 (5.76) 5.04 (5.70) 5.09 (5.66) 5.09 (5.60)
Newcastle Permanent 5.55 (5.55) 5.15 (5.15) 4.85 (5.09) 4.39 (5.44) 4.49 (5.35) 4.59 (5.29) 4.89 (5.32) 4.89 (5.27)
People's Choice Credit Union 5.87 (5.91) 4.99 (4.99) - 4.69 (5.06) 4.89 (5.06) 4.99 (5.07) 5.24 (5.70) 5.24 (5.66)
Police Bank 5.64 (5.69) - - - - 5.09 (5.54) - 6.00 (5.84)
Qld Police Credit Union 5.64 (5.68) 5.14 (5.17) - 4.39 (5.55) 4.59 (5.48) 4.69 (5.42) 4.99 (5.45) 5.29 (5.53)
Qld Professional CU 5.30 (5.40) - - 4.99 (5.37) 5.10 (5.37) - - -
QT Mutual Bank 5.82 (5.85) 5.40 (5.43) 4.90 (5.76) 4.59 (5.73) 4.89 (5.67) 4.98 (5.62) - 5.05 (5.52)
Queenslanders CU 5.00 (5.06) - - 4.35 (5.17) 4.45 (5.11) 4.79 (5.13) - 5.99 (5.58)
RAMS 5.19 (5.23) - - 4.75 (5.79) 4.79 (5.70) 4.89 (5.65) 5.19 (5.69) 5.19 (5.65)
RESI Mortgage Corp 5.01 (5.14) - 4.62 (5.57) 4.59 (5.10) 4.74 (5.09) 4.79 (5.08) 5.49 (5.40) 4.99 (5.13)
SCU 4.87 (4.89) 5.26 (5.29) - 4.75 (5.70) 4.79 (5.62) 4.93 (5.57) - 5.59 (5.73)
Select Credit Union 5.29 (5.29) - - - - 4.99 (5.21) - -
SGE Credit Union 5.87 (5.89) - - 4.79 (5.79) 4.89 (5.71) 4.99 (5.65) 5.14 (5.63) 5.44 (5.71)
St.George Bank 5.99 (6.09) 4.98 (5.01) 5.29 (6.02) 4.94 (5.98) 4.94 (5.88) 5.04 (5.82) 5.14 (5.78) 5.14 (5.72)
Suncorp Bank 5.99 (6.08) 5.41 (5.44) - 4.93 (5.98) 4.95 (5.88) 5.13 (5.84) - 5.14 (5.72)
Teachers Mutual Bank 5.07 (5.21) 5.48 (5.48) - 4.84 (5.67) 4.67 (5.56) 4.82 (5.51) - -
The Rock Building Soc 4.79 (4.80) - - 4.77 (6.12) 4.75 (5.98) 4.87 (5.89) - 5.60 (6.00)
Victoria Teachers Mutual Bank 5.64 (5.67) 5.14 (5.17) - 4.64 (5.57) 4.64 (5.48) 4.64 (5.39) 5.09 (5.47) 5.19 (5.48)
Westpac 5.98 (6.07) 5.33 (5.34) - 4.99 (5.96) 5.04 (5.88) 5.14 (5.83) 5.19 (5.78) 5.19 (5.72)
29-Aug-2014 Investment
Company Name StandardVariable BasicVariable Introductory 1 Yearfixed/cap 2 YearsFixed 3 YearsFixed 4 YearsFixed 5 YearsFixed
AMP Bank 6.00 (6.10) 4.90 (4.91) 5.00 (5.98) 4.79 (5.98) 4.85 (5.88) 4.85 (5.78) - 5.69 (5.97)
ANZ 5.88 (5.94) 5.18 (5.18) - 4.94 (5.85) 4.99 (5.77) 5.09 (5.73) 5.64 (5.86) 5.14 (5.63)
Arab Bank Australia 5.49 (5.50) 5.39 (5.47) 4.79 (5.45) 4.69 (5.42) 4.77 (5.37) 4.90 (5.34) 5.19 (5.40) 5.29 (5.42)
Aussie 4.84 (4.95) 4.84 (4.90) - 4.74 (4.96) 4.74 (4.95) 4.94 (4.99) 4.99 (5.02) 4.99 (5.03)
Austral Mortgage 5.29 (5.34) - - 4.69 (5.28) 4.84 (5.25) 4.84 (5.21) 5.39 (5.37) 5.34 (5.36)
Bank of Melbourne 5.90 (6.00) 4.98 (5.01) 5.20 (5.93) 4.94 (5.90) 4.94 (5.81) 5.04 (5.76) 5.14 (5.73) 5.14 (5.67)
bankmecu 5.14 (5.17) 4.69 (4.69) - 4.94 (5.10) 4.99 (5.10) 4.99 (5.09) - -
BankVic 5.49 (5.49) - 4.79 (5.36) 4.84 (5.43) 4.79 (5.36) 4.99 (5.36) 5.39 (5.46) 5.44 (5.47)
Bankwest 5.89 (5.93) 4.88 (4.89) 5.09 (5.93) 4.98 (5.82) 4.98 (5.74) 5.04 (5.69) 5.19 (5.68) 5.24 (5.66)
Bendigo Bank 6.01 (6.10) - - 4.99 (5.99) 4.94 (5.89) 4.94 (5.80) 5.29 (5.84) 5.49 (5.87)
Beyond Bank 5.79 (5.81) 5.09 (5.19) - 4.89 (5.72) 4.94 (5.65) 5.04 (5.61) 5.19 (5.60) 5.24 (5.58)
Big Sky Building Society 5.15 (5.38) 5.35 (5.45) - 4.95 (5.40) 4.99 (5.37) 5.19 (5.39) 5.54 (5.50) 5.59 (5.53)
BOQ 4.87 (4.95) 5.43 (5.54) - 4.65 (5.97) 4.79 (5.87) 4.79 (5.77) 4.98 (5.74) 5.09 (5.71)
Citibank 6.19 (6.27) 5.02 (5.05) - 4.59 (6.11) 4.74 (5.99) 4.74 (5.87) 5.39 (5.99) 4.99 (5.76)
Commonwealth Bank 5.90 (5.99) 5.20 (5.20) 4.84 (5.33) 4.94 (5.89) 4.99 (5.81) 5.09 (5.76) 5.24 (5.75) 5.14 (5.66)
Community First CU 5.87 (5.92) 5.26 (5.31) - 5.09 (5.84) 4.79 (5.71) 5.09 (5.70) - -
ECU Australia 5.80 (5.85) - - 4.79 (5.74) 4.84 (5.66) 5.09 (5.65) - 5.74 (5.82)
Encompass Credit Union 5.55 (5.59) - - 4.79 (5.52) 4.79 (5.45) 4.99 (5.44) - 5.99 (5.78)
Family First CU 6.70 (6.75) - - 6.45 (6.73) 6.55 (6.72) 6.70 (6.75) - -
FCCS Credit Union 5.29 (5.32) - - - - - - -
Gateway Credit Union 5.49 (5.52) 4.99 (5.00) - 4.99 (5.47) 5.34 (5.49) 5.39 (5.49) - -
Greater Building Society 5.50 (5.51) 5.14 (5.15) - 4.85 (5.13) 4.99 (5.13) 5.09 (5.14) 5.39 (5.24) 5.39 (5.26)
Heritage Bank 5.64 (5.70) 4.99 (5.02) - 3.99 (5.54) 4.49 (5.49) 4.89 (5.50) - 4.99 (5.43)
Holiday Coast CU 5.25 (5.34) - - 4.79 (5.90) 4.99 (5.83) 5.14 (5.79) - 5.79 (5.94)
Homeloans 4.88 (5.01) - - 4.78 (5.00) 4.83 (5.00) 4.86 (5.04) 5.24 (5.15) 5.38 (5.22)
HSBC 5.95 (5.99) 4.80 (4.81) - 4.49 (5.30) 4.79 (5.20) 4.79 (5.24) 5.09 (5.30) 5.09 (5.28)
Illawarra CU NSW 4.70 (4.70) 5.03 (5.11) - 3.95 (5.58) 4.89 (5.59) 5.19 (5.60) - 5.49 (5.65)
IMB 5.66 (5.69) 4.81 (4.91) 4.66 (5.15) 4.59 (5.14) 4.79 (5.13) 4.69 (5.07) 5.14 (5.20) 5.14 (5.20)
La Trobe Financial Servs 8.34 (8.47) - 6.29 (8.35) 9.19 (8.57) 9.59 (8.74) 10.04 (9.01) - -
Macquarie Bank 4.89 (4.91) 4.89 (4.91) - 4.79 (4.90) 4.84 (4.90) 4.99 (4.94) 5.29 (5.05) 5.39 (5.12)
ME Bank 5.38 (5.39) - - 4.89 (5.34) - 4.59 (5.17) - 4.94 (5.20)
Mortgage HOUSE 4.99 (5.02) - - 4.39 (5.13) 4.79 (5.12) 4.54 (5.08) 5.09 (5.24) 4.97 (5.22)
MyState 4.88 (4.89) - - 4.77 (5.81) 4.79 (5.71) 4.87 (5.64) - 5.85 (5.91)
NAB 5.88 (5.94) 5.12 (5.12) - 4.89 (5.84) 4.94 (5.76) 5.04 (5.70) 5.09 (5.66) 5.09 (5.60)
Newcastle Permanent 5.55 (5.55) 5.15 (5.15) 4.85 (5.09) 4.39 (5.44) 4.49 (5.35) 4.59 (5.29) 4.89 (5.32) 4.89 (5.27)
People's Choice Credit Union 5.87 (5.91) 4.99 (4.99) - 4.69 (5.06) 4.89 (5.06) 4.99 (5.07) 5.24 (5.70) 5.24 (5.66)
Police Bank 5.64 (5.69) - - - - 5.09 (5.54) - 6.00 (5.84)
Qld Police Credit Union 5.64 (5.68) 5.14 (5.17) - 4.39 (5.55) 4.59 (5.48) 4.69 (5.42) 4.99 (5.45) 5.29 (5.53)
Qld Professional CU 5.30 (5.40) - - 4.99 (5.37) 5.10 (5.37) - - -
QT Mutual Bank 5.82 (5.85) 5.40 (5.43) 4.90 (5.76) 4.59 (5.73) 4.89 (5.67) 4.98 (5.62) - 5.05 (5.52)
Queenslanders CU 5.00 (5.08) - - 4.35 (5.17) 4.45 (5.11) 4.79 (5.13) - 5.99 (5.58)
RAMS 5.19 (5.23) 5.10 (5.28) - 4.75 (5.79) 4.79 (5.70) 4.89 (5.65) 5.19 (5.69) 5.19 (5.65)
RESI Mortgage Corp 5.01 (5.14) - 4.62 (5.57) 4.59 (5.10) 4.74 (5.09) 4.79 (5.08) 5.49 (5.40) 4.99 (5.13)
SCU 4.87 (4.89) 5.26 (5.29) - 4.75 (5.70) 4.79 (5.62) 4.93 (5.57) - 5.59 (5.73)
Select Credit Union 5.29 (5.29) - - - - 4.99 (5.21) - -
SGE Credit Union 5.87 (5.89) - - 4.79 (5.79) 4.89 (5.71) 4.99 (5.65) 5.14 (5.63) 5.44 (5.71)
St.George Bank 5.99 (6.09) 4.98 (5.01) 5.29 (6.02) 4.94 (5.98) 4.94 (5.88) 5.04 (5.82) 5.14 (5.78) 5.14 (5.72)
Suncorp Bank 5.99 (6.08) 5.41 (5.44) - 4.93 (5.98) 4.95 (5.88) 5.13 (5.84) - 5.14 (5.72)
Teachers Mutual Bank 5.07 (5.21) - - 4.84 (5.67) 4.67 (5.56) 4.82 (5.51) - -
The Rock Building Soc 4.93 (5.13) - - 4.77 (6.12) 4.75 (5.98) 4.87 (5.89) - 5.60 (6.00)
Victoria Teachers Mutual Bank 5.44 (5.47) 5.14 (5.17) - 4.64 (5.41) 4.64 (5.37) 4.64 (5.36) 5.09 (5.34) 5.19 (5.36)
Westpac 5.98 (6.07) 5.33 (5.34) - 4.99 (5.96) 5.04 (5.88) 5.14 (5.83) 5.19 (5.78) 5.19 (5.72)
29-Aug-2014 Equity
Company Name Line of Credit Standing Amortising Variable Basic Amortising Variable 1 year fixed/cap
AMP Bank 6.20 (6.30) - - -
ANZ 6.03 (6.14) - - -
Arab Bank Australia 6.50 (6.58) - - -
Aussie 4.84 (5.00) - - -
Austral Mortgage 5.39 (5.52) - - -
Bank of Melbourne 6.05 (6.18) - - -
bankmecu 5.69 (5.80) - - -
BankVic 5.49 (5.49) - - -
Bankwest 5.87 (6.05) - - -
Bendigo Bank 6.11 (6.20) - - -
Beyond Bank 5.94 (5.96) - - -
Big Sky Building Society 5.85 (5.88) - - -
BOQ 5.07 (5.15) - - -
Citibank 6.56 (6.67) - - -
Commonwealth Bank 6.05 (6.17) - - -
ECU Australia 5.80 (5.85) - - -
Encompass Credit Union 5.85 (5.89) - - -
Family First CU 7.20 (7.25) - - -
Gateway Credit Union 5.64 (5.67) - - -
Greater Building Society 5.85 (5.90) - - -
Heritage Bank 5.71 (5.79) - - -
Holiday Coast CU 6.00 (6.08) - - -
Homeloans 4.93 (5.06) - - -
HSBC 6.03 (6.07) - - -
Illawarra CU NSW 5.73 (5.76) - - -
IMB 5.86 (5.89) - - -
Macquarie Bank 5.95 (5.97) - - 4.79 (5.85)
Mortgage HOUSE 4.99 (5.02) - - -
MyState 5.89 (6.01) - - -
NAB 5.45 (5.75) - - -
Newcastle Permanent 5.75 (5.81) - - -
People's Choice Credit Union 5.97 (6.06) - - -
Police Bank 5.70 (5.79) - - -
Qld Professional CU - 6.70 (6.80) - -
QT Mutual Bank 6.02 (6.05) 6.12 (6.15) - -
Queenslanders CU 5.79 (5.87) - - -
RAMS 5.95 (6.12) - - -
RESI Mortgage Corp 5.72 (5.75) - - -
SCU 5.77 (5.85) - - -
Select Credit Union 5.54 (5.54) - - -
St.George Bank 6.14 (6.27) - - -
Suncorp Bank 5.99 (6.08) 7.33 (7.42) - -
The Rock Building Soc 5.19 (5.39) - - -
Victoria Teachers Mutual Bank 5.69 (5.80) - - -
Westpac 6.13 (6.23) - - -

Rate in brackets is the comparison rate for a $250,000 loan over 25 years. Provides these rates in good faith, however, please refer to the institution in question for their full comparison rate schedule.

IMPORTANT NOTE: The AAPR for mortgage products forming part of a package is updated once each business day prior to business hours. Rate changes notified to CANSTAR during a business day will not be reflected in AAPR for mortgages forming part of a package until the following morning's update. Rates and AAPR for all other mortgage products are updated after notification is received by CANSTAR from the relevant financial institution.

Date: 29-Aug-2014

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