The first property is an acquisition, the second is a strategy
Buying a second investment property requires more than another deposit, with borrowing capacity, cash flow, equity and debt structure increasingly determining how far an investor can build a portfolio.
Building a property portfolio requires astute strategic planning. (Image source: khunkornStudio/Shutterstock.com)
For many Australians, the first investment property is the finish line they have spent years working towards.
The deposit is saved. The loan is approved. The property settles. Rent starts coming in.
Then something unexpected happens.
The investor discovers that buying property number two is an entirely different exercise.
The challenge is no longer simply finding enough money for a deposit. It becomes a question of borrowing capacity, equity,…
