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Superannuation vs property: choosing the right vehicle for tax efficiency in retirement

Superannuation and property each offer tax advantages but present very different options for investors with an eye on wealth preservation and retirement.

Pensioner couple sitting using computer and holding papers at home interior, senior husband and wife with laptop reading email and checking bills, doing paperwork.
Superannuation and property each play an important role in wealth creation and retirement income. (Image source: Shutterstock.com)

For Australian investors, superannuation and property are two of the most common long-term wealth-building strategies. Both offer important tax advantages but they function very differently when it comes to retirement income, flexibility and estate planning.

The strategy you choose can significantly impact how much is kept after tax and how effectively you can pass on wealth to the next generation.

This guide compares the pros and cons of each …

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