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How to negotiate a better home loan deal

Refinancing a home loan is a challenging proposition even with interest rates at historic lows, but there are still a range of strategies available to get the best deal from your lender.

Home Loan negotiation
Homeowners could save thousands

With interest rates at historic lows, many Australians are being urged to take the opportunity to negotiate for a better home loan rate.

But in the uncertain economy of 2020, many mortgage holders are finding that while they would like to refinance, banks’ strict lending requirements mean they’re stuck with their old interest rates.

A recent survey by finance comparison website Mozo found that 83 per cent of mortgage holders said they would lik…