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Joel Davoren
5 min read
Joel Davoren says markets will remain strong once APRA implements its new lending rules, but future growth could be constrained if the regulator takes further action to cool property prices.

Changes in the home loans landscape

This month the Australian Prudential Regulation Authority (APRA) announced that lenders need to increase their serviceability buffer from a minimum 2.5 per cent to at least 3.0 per cent, asking lenders to implement the changes from 1st November. 

 Through concern about the level of debt that borrow…