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			<title>API Property Investing Tips</title>
			<link>http://www.apimagazine.com.au/rss/investor-tips</link>
			<description></description>
			<language>en</language>
			<copyright>Australian Property Investor 2006</copyright>
			<ttl>120</ttl><item>
		<title>Check your cash flow before investing</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/11/check-your-cash-flow-before-investing</link>
		<description><![CDATA[ Investors thinking about taking advantage of low interest rates and solid rental returns should assess the cash flow of potential property investments before jumping into the market, Smartline managing director Chris Acret says. ]]></description>
		<pubDate>Thu, 05 Nov 2009 18:27:48 +1100</pubDate>
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		<title>Positives and negatives of buying via private treaty</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/10/positives-and-negatives-of-buying-via-private-treaty</link>
		<description><![CDATA[ Selling property through a private treaty is the most common way to sell a property in Australia, but an industry professional says there are both positives and negatives to the selling method. ]]></description>
		<pubDate>Wed, 28 Oct 2009 08:47:36 +1100</pubDate>
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		<title>Avoid the ‘buy and hope’ investment strategy</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/10/avoid-the-buy-and-hope-investment-strategy</link>
		<description><![CDATA[ Selecting a good investment property is a complicated process and shouldn’t be left to chance, Brisbane buyers agent Meighan Hetherington says. ]]></description>
		<pubDate>Fri, 02 Oct 2009 11:13:11 +1000</pubDate>
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</item><item>
		<title>Solicitor's warning on dodgy settlement discounts</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/09/dodgy-settlement-discounts</link>
		<description><![CDATA[ A judge describes a settlement rebate clause as "quite improper", while an experienced property investor finds the notion "a bit smelly", writes solicitor <strong>Tim O’Dwyer.</strong> ]]></description>
		<pubDate>Fri, 11 Sep 2009 12:35:02 +1000</pubDate>
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		<title>10 tips for keeping your job</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/09/10-tips-for-keeping-your-job</link>
		<description><![CDATA[ Rising unemployment has gone hand in hand with the financial crisis sweeping the globe. For Australians worried about job security, API has consulted workforce professionals and assembled the following tips to help you keep your job. ]]></description>
		<pubDate>Mon, 07 Sep 2009 14:27:43 +1000</pubDate>
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</item><item>
		<title>Avoid being a property casualty</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/09/avoid-being-a-property-casualty</link>
		<description><![CDATA[ Property mentor Nick Lockhart from <b>mrd</b> has created a pre-purchase checklist of what property investors need to know to ensure they won't become casualties of the real estate market. An edited version of the checklist is provided below. ]]></description>
		<pubDate>Wed, 02 Sep 2009 20:31:09 +1000</pubDate>
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</item><item>
		<title>How to juggle babies and the mortgage</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/08/how-to-juggle-babies-and-the-mortgage</link>
		<description><![CDATA[ Many couples juggle mortgage repayments with bringing up a baby on a single income, but a little planning goes a long way in helping new parents ease the financial burden. ]]></description>
		<pubDate>Mon, 24 Aug 2009 10:15:05 +1000</pubDate>
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</item><item>
		<title>Property development tips</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/property-development-tips</link>
		<description><![CDATA[ When developing property, you create and manufacture equity through the development process rather than waiting for capital growth as you do when purchasing an existing dwelling, according to The Property School. ]]></description>
		<pubDate>Fri, 31 Jul 2009 14:10:54 +1000</pubDate>
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</item><item>
		<title>How to avoid bank fees</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/how-to-avoid-bank-fees</link>
		<description><![CDATA[ In the wake of new figures from the Reserve Bank of Australia showing that banks have earned more than $1 billion in exception fees during the 2008-09 financial year, it's timely for homebuyers and investors to consider how they can minimise the fees they're paying to their lenders. ]]></description>
		<pubDate>Sat, 25 Jul 2009 07:23:53 +1000</pubDate>
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</item><item>
		<title>Understanding market dynamics</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/understanding-market-dynamics</link>
		<description><![CDATA[ Due to strong rental yields and a strengthening market, investors are returning to the market in full force, according to RP Data research director Tim Lawless. ]]></description>
		<pubDate>Mon, 20 Jul 2009 13:37:08 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/understanding-market-dynamics</guid>
</item><item>
		<title>Improving your odds in property searching</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/improving-your-odds-in-property-searching</link>
		<description><![CDATA[ Putting in the research time is what will give you improved odds when looking for the greatest property opportunities, according to ASX Newbie.com. ]]></description>
		<pubDate>Thu, 16 Jul 2009 10:03:02 +1000</pubDate>
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</item><item>
		<title>Understand the full costs of buying a property</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/06/understand-the-full-costs-of-buying-a-property</link>
		<description><![CDATA[ Apart from the 'sticker price' on a property, homebuyers and investors should be aware of the associated costs that come along with purchasing a house or unit. ]]></description>
		<pubDate>Tue, 23 Jun 2009 14:10:49 +1000</pubDate>
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</item><item>
		<title>How to calculate the rental yield on a property</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/06/how-to-calculate-the-rental-yield-on-a-property</link>
		<description><![CDATA[ When buying investment property, one of the important figures to look at is the net return on the money you’ve invested, also known as the net rental yield. ]]></description>
		<pubDate>Tue, 23 Jun 2009 14:02:35 +1000</pubDate>
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</item><item>
		<title>12 strategies for investing in a downturn</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/12-strategies-for-investing-in-a-downturn</link>
		<description><![CDATA[ Prime Minister Kevin Rudd and Reserve Bank governor Glenn Stevens have recently warned that Australia is almost certainly in recession. ]]></description>
		<pubDate>Sat, 30 May 2009 15:47:14 +1000</pubDate>
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</item><item>
		<title>Investments may yield extra through tax depreciation</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/investments-may-yield-extra-through-tax-depreciation</link>
		<description><![CDATA[ Are you a property investor missing out on the full financial benefits available under taxation legislation for depreciation allowances for investment properties? ]]></description>
		<pubDate>Mon, 25 May 2009 13:48:42 +1000</pubDate>
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</item><item>
		<title>Finding the right insurance policy for your property</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/finding-the-right-insurance-policy-for-your-property</link>
		<description><![CDATA[ Are you a homeowner or investor insuring your property?  Insurance brokers can help you choose your cover. ]]></description>
		<pubDate>Mon, 11 May 2009 14:19:52 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/finding-the-right-insurance-policy-for-your-property</guid>
</item><item>
		<title>How options can help minimise tax</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/how-options-can-help-minimise-tax</link>
		<description><![CDATA[ Options, which provide the right to buy or sell a property at an agreed price, are one of the more useful devices that investors can use to manage their tax liabilities to achieve the best outcome from property transactions, according to BDO Kendalls partner Eddie Chung. ]]></description>
		<pubDate>Wed, 06 May 2009 11:57:05 +1000</pubDate>
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</item><item>
		<title>The 10 key factors when selling your home</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/the-10-key-factors-when-selling-your-home</link>
		<description><![CDATA[ The 10 focal points vital to selling your home include a vibrant garden, appropriate fencing and a clutter-free home, according to building advisory service Archicentre. ]]></description>
		<pubDate>Mon, 27 Apr 2009 14:13:34 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/the-10-key-factors-when-selling-your-home</guid>
</item><item>
		<title>Money-saving tips</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/money-saving-tips</link>
		<description><![CDATA[ Here are five fast tips to help you save money in the property world: ]]></description>
		<pubDate>Wed, 22 Apr 2009 10:39:40 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/money-saving-tips</guid>
</item><item>
		<title>Finding the right financial planner</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/finding-the-right-financial-planner</link>
		<description><![CDATA[ What questions should you ask a financial planner before deciding whether or not to use their services? ]]></description>
		<pubDate>Tue, 14 Apr 2009 10:07:55 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/finding-the-right-financial-planner</guid>
</item><item>
		<title>Planning your first property investment?</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/planning-your-first-property-investment</link>
		<description><![CDATA[ Here's a handy checklist you can run through before you make your move into the property market. ]]></description>
		<pubDate>Mon, 06 Apr 2009 10:03:22 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/04/planning-your-first-property-investment</guid>
</item><item>
		<title>Quality assurance reports a vital tool for builders</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/03/quality-assurance-reports-a-vital-tool-for-builders</link>
		<description><![CDATA[ Project homebuilders can enhance the chance of selling their homes and save significant amounts of money by subscribing to independent quality inspections of their new project homes, according to Archicentre, the national building advisory of the Australian Institute of Architects (AIA). ]]></description>
		<pubDate>Sun, 22 Mar 2009 16:26:53 +1100</pubDate>
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</item><item>
		<title>Do you know your credit rating?</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/03/do-you-know-your-credit-rating</link>
		<description><![CDATA[ Your credit rating needs to be virtually spotless in order to qualify you for another mortgage, especially a low-doc mortgage. ]]></description>
		<pubDate>Tue, 17 Mar 2009 12:01:35 +1100</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/03/do-you-know-your-credit-rating</guid>
</item><item>
		<title>How to decide whether to break a fixed rate loan</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/03/how-to-decide-whether-to-break-a-fixed-rate-loan</link>
		<description><![CDATA[ Mortgage holders with fixed rate loans are increasingly looking to refinance to take advantage of falling interest rates. ]]></description>
		<pubDate>Sat, 07 Mar 2009 09:29:13 +1100</pubDate>
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</item><item>
		<title>Talk to your lender at the first sign of trouble</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/02/talk-to-your-lender-at-the-first-sign-of-trouble</link>
		<description><![CDATA[ Borrowers who find themselves in financial difficulty should work with their lender or mortgage broker on finding a solution rather than waiting until they’re in dire straits, according to the Mortgage and Finance Association of Australia.  ]]></description>
		<pubDate>Mon, 02 Mar 2009 13:37:35 +1100</pubDate>
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