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			<title>API Property Investing Tips</title>
			<link>http://www.apimagazine.com.au/rss/investor-tips</link>
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			<language>en</language>
			<copyright>Australian Property Investor 2006</copyright>
			<ttl>120</ttl><item>
		<title>Tips for more efficient water and energy use</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2010/03/tips-for-more-efficient-water-and-energy-use</link>
		<description><![CDATA[ Simple measures around the home can help to prevent climate change, according to Archicentre Queensland spokesman Angus Kell. ]]></description>
		<pubDate>Sat, 13 Mar 2010 16:51:34 +1100</pubDate>
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		<title>Mortgage tips to cut costs</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2010/03/mortgage-tips-to-cut-costs</link>
		<description><![CDATA[ A mortgagee's circumstances can change, so it's important to regularly review your home loan structure to maximise cost savings, according to Commonwealth Bank Mortgage Wealth general manager James Sheffield. ]]></description>
		<pubDate>Wed, 10 Mar 2010 11:48:56 +1100</pubDate>
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		<title>Low maintenance wins out with gardens</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2010/02/low-maintenance-wins-out-with-gardens</link>
		<description><![CDATA[ Property buyers are becoming more open to different approaches to keeping a garden in good shape due to changing weather conditions and water restrictions, according to South Australian real estate firm Anreps. ]]></description>
		<pubDate>Thu, 25 Feb 2010 07:56:12 +1100</pubDate>
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		<title>Whatever you call them, exit fees sting</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2010/02/whatever-you-call-them-exit-fees-sting</link>
		<description><![CDATA[ Homeowners and investors refinancing their loans need to understand the exit costs associated with changing a loan or lender, according to Smartline Personal Mortgage Advisers. ]]></description>
		<pubDate>Tue, 16 Feb 2010 16:11:14 +1100</pubDate>
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		<title>Consolidating your debt could ease financial pain</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2010/01/consolidating-your-debt-could-ease-financial-pain</link>
		<description><![CDATA[ Refinancing might seem like too much trouble but it can be beneficial for homeowners, according to a mortgage broker. ]]></description>
		<pubDate>Wed, 13 Jan 2010 17:01:43 +1100</pubDate>
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</item><item>
		<title>The tips and traps of preparing to buy</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2010/01/the-tips-and-traps-of-preparing-to-buy</link>
		<description><![CDATA[ The property pendulum is on the upswing, according to Property Pursuit managing director Meighan Hetherington, and to get in on this fast moving market buyers need to be better prepared. ]]></description>
		<pubDate>Wed, 06 Jan 2010 12:20:30 +1100</pubDate>
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</item><item>
		<title>How to spot structural and pest problems</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/12/how-to-spot-structural-and-pest-problems</link>
		<description><![CDATA[ Paul Bloomer from Coastal Home and Building Inspections on the Sunshine Coast has provided a detailed rundown of some of the factors homeowners and investors should be aware of when they're conducting a building and pest inspection prior to purchase. ]]></description>
		<pubDate>Thu, 10 Dec 2009 18:24:26 +1100</pubDate>
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</item><item>
		<title>Buying versus renting</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/12/buying-versus-renting</link>
		<description><![CDATA[ Choosing to buy your own home or rent and put your extra money into investments involves both financial and emotional considerations, according to Smartline Personal Mortgage Advisers. ]]></description>
		<pubDate>Wed, 02 Dec 2009 16:18:09 +1100</pubDate>
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</item><item>
		<title>What you need to know before developing property</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/12/what-you-need-to-know-before-developing-property</link>
		<description><![CDATA[ Eddie Chung from BDO accountants provides the following suggestions for what investors need to understand before undertaking a small development project. ]]></description>
		<pubDate>Wed, 02 Dec 2009 10:50:49 +1100</pubDate>
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</item><item>
		<title>Check your cash flow before investing</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/11/check-your-cash-flow-before-investing</link>
		<description><![CDATA[ Investors thinking about taking advantage of low interest rates and solid rental returns should assess the cash flow of potential property investments before jumping into the market, Smartline managing director Chris Acret says. ]]></description>
		<pubDate>Thu, 05 Nov 2009 18:27:48 +1100</pubDate>
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</item><item>
		<title>Positives and negatives of buying via private treaty</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/10/positives-and-negatives-of-buying-via-private-treaty</link>
		<description><![CDATA[ Selling property through a private treaty is the most common way to sell a property in Australia, but an industry professional says there are both positives and negatives to the selling method. ]]></description>
		<pubDate>Wed, 28 Oct 2009 08:47:36 +1100</pubDate>
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</item><item>
		<title>Avoid the ‘buy and hope’ investment strategy</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/10/avoid-the-buy-and-hope-investment-strategy</link>
		<description><![CDATA[ Selecting a good investment property is a complicated process and shouldn’t be left to chance, Brisbane buyers agent Meighan Hetherington says. ]]></description>
		<pubDate>Fri, 02 Oct 2009 11:13:11 +1000</pubDate>
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</item><item>
		<title>Solicitor's warning on dodgy settlement discounts</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/09/dodgy-settlement-discounts</link>
		<description><![CDATA[ A judge describes a settlement rebate clause as "quite improper", while an experienced property investor finds the notion "a bit smelly", writes solicitor <strong>Tim O’Dwyer.</strong> ]]></description>
		<pubDate>Fri, 11 Sep 2009 12:35:02 +1000</pubDate>
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</item><item>
		<title>10 tips for keeping your job</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/09/10-tips-for-keeping-your-job</link>
		<description><![CDATA[ Rising unemployment has gone hand in hand with the financial crisis sweeping the globe. For Australians worried about job security, API has consulted workforce professionals and assembled the following tips to help you keep your job. ]]></description>
		<pubDate>Mon, 07 Sep 2009 14:27:43 +1000</pubDate>
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</item><item>
		<title>Avoid being a property casualty</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/09/avoid-being-a-property-casualty</link>
		<description><![CDATA[ Property mentor Nick Lockhart from <b>mrd</b> has created a pre-purchase checklist of what property investors need to know to ensure they won't become casualties of the real estate market. An edited version of the checklist is provided below. ]]></description>
		<pubDate>Wed, 02 Sep 2009 20:31:09 +1000</pubDate>
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</item><item>
		<title>How to juggle babies and the mortgage</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/08/how-to-juggle-babies-and-the-mortgage</link>
		<description><![CDATA[ Many couples juggle mortgage repayments with bringing up a baby on a single income, but a little planning goes a long way in helping new parents ease the financial burden. ]]></description>
		<pubDate>Mon, 24 Aug 2009 10:15:05 +1000</pubDate>
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</item><item>
		<title>Property development tips</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/property-development-tips</link>
		<description><![CDATA[ When developing property, you create and manufacture equity through the development process rather than waiting for capital growth as you do when purchasing an existing dwelling, according to The Property School. ]]></description>
		<pubDate>Fri, 31 Jul 2009 14:10:54 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/property-development-tips</guid>
</item><item>
		<title>How to avoid bank fees</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/how-to-avoid-bank-fees</link>
		<description><![CDATA[ In the wake of new figures from the Reserve Bank of Australia showing that banks have earned more than $1 billion in exception fees during the 2008-09 financial year, it's timely for homebuyers and investors to consider how they can minimise the fees they're paying to their lenders. ]]></description>
		<pubDate>Sat, 25 Jul 2009 07:23:53 +1000</pubDate>
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</item><item>
		<title>Understanding market dynamics</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/understanding-market-dynamics</link>
		<description><![CDATA[ Due to strong rental yields and a strengthening market, investors are returning to the market in full force, according to RP Data research director Tim Lawless. ]]></description>
		<pubDate>Mon, 20 Jul 2009 13:37:08 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/understanding-market-dynamics</guid>
</item><item>
		<title>Improving your odds in property searching</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/improving-your-odds-in-property-searching</link>
		<description><![CDATA[ Putting in the research time is what will give you improved odds when looking for the greatest property opportunities, according to ASX Newbie.com. ]]></description>
		<pubDate>Thu, 16 Jul 2009 10:03:02 +1000</pubDate>
		<guid isPermaLink="false">http://www.apimagazine.com.au/api-online/property-investor-tips/2009/07/improving-your-odds-in-property-searching</guid>
</item><item>
		<title>Understand the full costs of buying a property</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/06/understand-the-full-costs-of-buying-a-property</link>
		<description><![CDATA[ Apart from the 'sticker price' on a property, homebuyers and investors should be aware of the associated costs that come along with purchasing a house or unit. ]]></description>
		<pubDate>Tue, 23 Jun 2009 14:10:49 +1000</pubDate>
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</item><item>
		<title>How to calculate the rental yield on a property</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/06/how-to-calculate-the-rental-yield-on-a-property</link>
		<description><![CDATA[ When buying investment property, one of the important figures to look at is the net return on the money you’ve invested, also known as the net rental yield. ]]></description>
		<pubDate>Tue, 23 Jun 2009 14:02:35 +1000</pubDate>
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</item><item>
		<title>12 strategies for investing in a downturn</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/12-strategies-for-investing-in-a-downturn</link>
		<description><![CDATA[ Prime Minister Kevin Rudd and Reserve Bank governor Glenn Stevens have recently warned that Australia is almost certainly in recession. ]]></description>
		<pubDate>Sat, 30 May 2009 15:47:14 +1000</pubDate>
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</item><item>
		<title>Investments may yield extra through tax depreciation</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/investments-may-yield-extra-through-tax-depreciation</link>
		<description><![CDATA[ Are you a property investor missing out on the full financial benefits available under taxation legislation for depreciation allowances for investment properties? ]]></description>
		<pubDate>Mon, 25 May 2009 13:48:42 +1000</pubDate>
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</item><item>
		<title>Finding the right insurance policy for your property</title>
		<link>http://www.apimagazine.com.au/api-online/property-investor-tips/2009/05/finding-the-right-insurance-policy-for-your-property</link>
		<description><![CDATA[ Are you a homeowner or investor insuring your property?  Insurance brokers can help you choose your cover. ]]></description>
		<pubDate>Mon, 11 May 2009 14:19:52 +1000</pubDate>
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