Mortgage Rates

List of Institutions

09-FEB-2010 Owner Occupied
Company NameStandard Variable Basic VariableIntroductory1 year fixed/cap2 years fixed 3 years fixed4 years fixed5 years fixed
AIMS Home Loans 6.46 (6.49) 6.28 (6.38) 5.92 (6.93) 7.12 (6.56) 7.44 (6.69) 7.66 (6.84) 7.90 (7.03) 8.04 (7.21)
AMP Banking 6.69 (6.80) 6.34 (6.37) 6.49 (6.77) 6.89 (6.81) 7.29 (6.91) 7.89 (7.13)   8.39 (7.55)
ANZ 6.66 (6.72) 5.96 (5.99)   6.50 (6.71) 7.34 (6.86) 7.69 (7.03) 7.94 (7.21) 8.04 (7.36)
Arab Bank Australia 6.95 (6.96) 6.24 (6.30) 5.34 (6.88) 6.69 (6.94) 7.39 (7.06) 7.69 (7.19) 7.99 (7.37) 8.09 (7.50)
Aussie Home Loans 6.44 (6.47)     6.24 (6.45) 6.94 (6.57) 7.39 (6.75) 7.59 (6.90) 7.74 (7.06)
Austral Mortgage 6.05 (6.08)     6.45 (6.11) 7.25 (6.30) 7.50 (6.48) 7.80 (6.72) 7.90 (6.90)
Australian Central CU 6.61 (6.66) 6.11 (6.16)   6.59 (6.66) 7.34 (6.81) 7.69 (6.99) 7.94 (7.18) 8.04 (7.33)
Bank of Queensland 6.76 (6.84) 6.18 (6.28) 5.76 (6.73) 6.49 (6.81) 7.24 (6.94) 7.59 (7.08) 7.84 (7.25) 7.89 (7.35)
BankWest 6.25 (6.38) 6.43 (6.45) 5.63 (6.32) 6.84 (6.62) 7.49 (6.78) 7.79 (6.96) 7.99 (7.15) 8.09 (7.31)
Bendigo Bank 6.70 (6.78)     6.54 (6.77) 7.34 (6.91) 7.59 (7.05) 7.89 (7.23) 7.99 (7.37)
BMC Mortgage 5.97 (5.99)     6.75 (6.42) 7.45 (6.60) 7.90 (6.83) 8.40 (7.15) 8.60 (7.40)
Citibank 6.88 (6.96) 6.53 (6.56)   6.84 (6.96) 7.50 (7.09) 7.99 (7.29) 8.49 (7.58) 8.49 (7.70)
Collins Home Loans 5.92 (5.96)     6.38 (6.01) 6.80 (6.13) 7.44 (6.40) 7.40 (6.51) 7.79 (6.80)
Commonwealth Bank 6.61 (6.70) 6.10 (6.19) 5.93 (6.13) 6.64 (6.70) 7.34 (6.84) 7.74 (7.03) 7.94 (7.20) 8.04 (7.35)
Community CPS Australia 6.64 (6.67) 5.94 (6.04)   6.69 (6.68) 7.44 (6.83) 7.69 (6.98) 7.99 (7.18) 8.09 (7.33)
Community First CU 6.49 (6.51) 6.04 (6.06) 5.89 (6.45) 6.60 (6.53) 7.39 (6.70) 7.79 (6.89)    
ECU Australia 6.50 (6.10)     6.80 (6.57) 7.55 (6.75) 7.80 (6.92)   8.00 (7.22)
Encompass Credit Union 6.40 (6.44)     6.29 (6.43) 7.29 (6.62) 7.69 (6.82)   7.99 (7.16)
Family First CU 6.25 (6.30)     7.00 (6.37) 7.50 (6.55) 8.00 (6.81)    
FCCS Credit Union 5.95 (6.04)     6.75 (6.52) 7.10 (6.61) 7.30 (6.73) 7.60 (6.91) 7.75 (7.07)
Gateway Credit Union 6.34 (6.37)   5.59 (6.23) 6.39 (6.37) 6.99 (6.50) 7.49 (6.70)    
Greater Building Society 6.30 (6.30) 5.94 (5.94)   6.85 (6.36)   7.75 (6.72) 7.95 (6.92) 8.15 (7.14)
Heritage Building Soc 6.30 (6.36) 5.89 (5.92)   6.49 (6.38) 7.30 (6.56) 7.75 (6.78)   7.95 (7.11)
Holiday Coast CU 6.00 (6.10)     6.69 (6.84) 7.19 (6.93) 7.59 (7.09)   8.09 (7.46)
Homeloans 5.99 (6.01) 5.84 (6.04)   6.83 (6.10) 7.54 (6.39) 7.89 (6.56) 8.14 (6.82) 8.24 (7.03)
HSBC 6.59 (6.63) 5.98 (6.02) 5.51 (6.52) 6.39 (6.61) 7.10 (6.73) 7.49 (6.89) 7.60 (7.01) 7.80 (7.18)
Illawarra CU NSW 5.95 (5.99) 5.82 (5.91)   6.60 (6.55) 7.20 (6.68) 7.60 (6.86)   7.90 (7.18)
IMB 6.45 (6.48) 5.77 (5.87) 5.45 (6.39) 6.49 (6.49) 7.24 (6.65) 7.59 (6.83) 7.99 (7.08) 7.99 (7.20)
La Trobe Financial Servs 7.09 (7.32)   6.04 (7.20) 7.69 (7.38) 8.09 (7.52) 8.54 (7.75)    
Lifeplan Funds Managemnt 6.19 (6.21)     6.69 (6.27) 7.29 (6.43) 7.69 (6.65) 7.99 (6.89) 8.09 (7.07)
Maritime Mining & Power 6.19 (6.23) 6.19 (6.21)   6.39 (6.26) 7.09 (6.42) 7.39 (6.59)   7.79 (6.96)
mecu 5.84 (5.87) 5.94 (5.97)   6.39 (6.01) 7.19 (6.21) 7.49 (6.41)    
Mortgage HOUSE 5.95 (5.94) 5.70 (5.69) 5.30 (5.98)          
MyState Financial 6.25 (6.29)   4.95 (6.52) 6.64 (6.70) 7.34 (6.84) 7.74 (7.02)   8.04 (7.33)
nab 6.49 (6.52) 5.99 (6.02) 5.69 (6.34) 6.59 (6.58) 7.29 (6.73) 7.59 (6.89) 7.69 (7.02) 7.89 (7.20)
Newcastle Permanent 6.37 (6.39) 5.97 (5.99) 5.67 (6.32) 6.39 (6.39) 7.19 (6.55) 7.49 (6.71) 7.69 (6.88) 7.79 (7.03)
Police Credit 6.29 (6.32)   5.79 (6.27) 6.59 (6.35) 7.29 (6.52) 7.59 (6.69) 7.89 (6.92) 7.99 (7.09)
Police CU NSW 6.44 (6.49)         7.80 (6.89)   8.20 (7.29)
Police CU SA 6.00 (6.10)   5.99 (6.48) 6.89 (6.58) 7.59 (6.76) 7.79 (6.91) 8.09 (7.14) 8.09 (7.26)
Powerstate Credit Union 6.47 (6.50)     6.17 (6.47) 7.20 (6.65) 7.60 (6.83)    
Qld Police Credit Union 6.54 (6.57) 5.84 (5.87)       7.59 (6.88)   7.90 (7.19)
Qld Professional CU 6.25 (6.35)              
Qld Teachers CU 6.54 (6.57)     6.49 (6.56) 7.19 (6.70) 7.59 (6.87)    
Queenslanders CU 6.18 (6.21)   5.19 (5.37)          
RAMS Home Loans 6.48 (6.52) 5.79 (5.99) 5.79 (5.98) 6.19 (6.16) 6.94 (6.33) 7.29 (6.53) 7.59 (6.75) 7.74 (6.94)
RESI Mortgage Corp 5.97 (6.17)   5.70 (5.97) 6.66 (6.45) 7.37 (6.62) 7.72 (6.81) 7.97 (7.02) 8.07 (7.19)
Savings & Loans Cred Un 6.61 (6.65) 5.91 (6.00) 6.09 (6.60) 6.54 (6.65) 7.24 (6.79) 7.59 (6.95) 7.94 (7.17) 7.94 (7.27)
Select Credit Union 5.84 (5.87)         7.59 (6.38)    
St George Bank 6.68 (6.64) 6.01 (6.04) 5.55 (6.66) 6.74 (6.78) 7.39 (6.92) 7.69 (7.07) 7.99 (7.27) 8.09 (7.42)
Suncorp Bank 6.69 (6.78) 6.11 (6.14) 6.34 (6.75) 6.49 (6.76) 7.19 (6.88) 7.54 (7.03)   7.94 (7.35)
Sutherland Credit Union 6.30 (6.35) 6.10 (6.15)            
Sydney Credit Union 6.66 (6.69) 6.10 (6.13) 5.86 (6.61)   7.29 (6.82) 7.69 (7.00)    
Teachers Credit Union 6.49 (6.52) 6.29 (6.29) 5.99 (6.47) 6.64 (6.54) 7.34 (6.69) 7.69 (6.87)    
The Rock Building Soc 6.89 (6.95) 6.21 (6.24)   6.29 (6.89) 6.99 (6.97) 7.39 (7.10)   7.99 (7.45)
TIO Banking 6.66 (6.78)     6.59 (6.77) 7.34 (6.91) 7.69 (7.08) 7.89 (7.24) 7.99 (7.38)
Victoria Teachers CU 6.32 (6.33) 5.82 (5.83)   6.59 (6.29) 7.29 (6.47) 7.64 (6.66) 7.89 (6.87) 7.99 (7.05)
Westpac 6.76 (6.79) 6.06 (6.09)   6.79 (6.80) 7.44 (6.94) 7.79 (7.11) 8.04 (7.30) 8.14 (7.44)
Source: CANNEX

09-FEB-2010 Investment
Company NameStandard Variable Basic VariableIntroductory1 year fixed/cap2 years fixed 3 years fixed4 years fixed5 years fixed
AIMS Home Loans 6.46 (6.49) 6.28 (6.38) 5.92 (6.93) 7.12 (6.56) 7.44 (6.69) 7.66 (6.84) 7.90 (7.03) 8.04 (7.21)
AMP Banking 6.69 (6.80) 6.34 (6.37) 6.49 (6.77) 6.89 (6.81) 7.29 (6.91) 7.89 (7.13)   8.39 (7.55)
ANZ 6.66 (6.72) 5.96 (5.99)   6.50 (6.71) 7.34 (6.86) 7.69 (7.03) 7.94 (7.21) 8.04 (7.36)
Arab Bank Australia 6.95 (6.96) 6.24 (6.30) 5.34 (6.88) 6.69 (6.94) 7.39 (7.06) 7.69 (7.19) 7.99 (7.37) 8.09 (7.50)
Aussie Home Loans 6.44 (6.47)     6.24 (6.45) 6.94 (6.57) 7.39 (6.75) 7.59 (6.90) 7.74 (7.06)
Austral Mortgage 6.05 (6.08)     6.45 (6.11) 7.25 (6.30) 7.50 (6.48) 7.80 (6.72) 7.90 (6.90)
Australian Central CU 6.61 (6.66) 6.11 (6.16)   6.59 (6.66) 7.34 (6.81) 7.69 (6.99) 7.94 (7.18) 8.04 (7.33)
Bank of Queensland 6.76 (6.84) 6.18 (6.28)   6.49 (6.81) 7.24 (6.94) 7.59 (7.08) 7.84 (7.25) 7.89 (7.35)
BankWest 6.25 (6.38) 6.43 (6.45) 5.63 (6.32) 6.84 (6.62) 7.49 (6.78) 7.79 (6.96) 7.99 (7.15) 8.09 (7.31)
Bendigo Bank 6.70 (6.78)     6.54 (6.77) 7.34 (6.91) 7.59 (7.05) 7.89 (7.23) 7.99 (7.37)
BMC Mortgage 5.97 (5.99)     6.75 (6.42) 7.45 (6.60) 7.90 (6.83) 8.40 (7.15) 8.60 (7.40)
Citibank 6.88 (6.96) 6.53 (6.56)   6.84 (6.96) 7.50 (7.09) 7.99 (7.29) 8.49 (7.58) 8.49 (7.70)
Collins Home Loans 5.92 (5.96)     6.38 (6.01) 6.80 (6.13) 7.44 (6.40) 7.40 (6.51) 7.79 (6.80)
Commonwealth Bank 6.61 (6.70) 6.10 (6.19) 5.93 (6.13) 6.64 (6.70) 7.34 (6.84) 7.74 (7.03) 7.94 (7.20) 8.04 (7.35)
Community CPS Australia 6.64 (6.67) 5.94 (6.04)   6.69 (6.68) 7.44 (6.83) 7.69 (6.98) 7.99 (7.18) 8.09 (7.33)
Community First CU 6.49 (6.51) 6.04 (6.06) 5.89 (6.45) 6.60 (6.53) 7.39 (6.70) 7.79 (6.89)    
ECU Australia 6.50 (6.54)     6.80 (6.57) 7.55 (6.75) 7.80 (6.92)   8.00 (7.22)
Encompass Credit Union 6.40 (6.44)     6.29 (6.43) 7.29 (6.62) 7.69 (6.82)   7.99 (7.16)
Family First CU 6.25 (6.30)     7.00 (6.37) 7.50 (6.55) 8.00 (6.81)    
FCCS Credit Union 5.95 (6.04)     6.75 (6.52) 7.10 (6.61) 7.30 (6.73) 7.60 (6.91) 7.75 (7.07)
Gateway Credit Union 6.34 (6.37)   5.59 (6.23) 6.39 (6.37) 6.99 (6.50) 7.49 (6.70)    
Greater Building Society 6.30 (6.30) 5.94 (5.94)   6.85 (6.36)   7.75 (6.72) 7.95 (6.92) 8.15 (7.14)
Heritage Building Soc 6.30 (6.36) 5.89 (5.92)   6.49 (6.38) 7.30 (6.56) 7.75 (6.78)   7.95 (7.11)
Holiday Coast CU 6.00 (6.10)     6.69 (6.84) 7.19 (6.93) 7.59 (7.09)   8.09 (7.46)
Homeloans 5.99 (6.01) 5.84 (6.04)   6.83 (6.10) 7.54 (6.32) 7.89 (6.56) 8.14 (6.82) 8.24 (7.03)
HSBC 6.59 (6.63) 5.98 (6.02) 5.59 (6.52) 6.39 (6.61) 7.10 (6.73) 7.49 (6.89) 7.60 (7.01) 7.80 (7.18)
Illawarra CU NSW 5.95 (6.04) 5.82 (5.91)   6.60 (6.60) 7.20 (6.73) 7.60 (6.92)   7.90 (7.23)
IMB 6.45 (6.48) 5.77 (5.87) 5.45 (6.39) 6.49 (6.49) 7.24 (6.65) 7.59 (6.83) 7.99 (7.08) 7.99 (7.20)
La Trobe Financial Servs 7.09 (7.32)   6.04 (7.21) 7.69 (7.39) 8.09 (7.53) 8.54 (7.76)    
Lifeplan Funds Managemnt 6.19 (6.21)     6.69 (6.27) 7.29 (6.43) 7.69 (6.65) 7.99 (6.89) 8.09 (7.07)
Maritime Mining & Power 6.19 (6.23)     6.39 (6.26) 7.09 (6.42) 7.39 (6.59)   7.79 (6.96)
mecu 5.94 (5.97) 5.94 (5.97)   6.39 (6.01) 7.19 (6.21) 7.49 (6.41)    
Mortgage HOUSE 5.95 (5.94) 5.70 (5.69) 5.30 (5.98)          
MyState Financial 6.25 (6.29)     6.64 (6.70) 7.34 (6.84) 7.74 (7.02)   8.04 (7.33)
nab 6.49 (6.52) 5.99 (6.02) 5.69 (6.34) 6.59 (6.58) 7.29 (6.73) 7.59 (6.89) 7.69 (7.02) 7.89 (7.20)
Newcastle Permanent 6.37 (6.39) 5.97 (5.99) 5.67 (6.32) 6.39 (6.39) 7.19 (6.55) 7.49 (6.71) 7.69 (6.88) 7.79 (7.03)
Police Credit 6.29 (6.32)   5.79 (6.27) 6.59 (6.35) 7.29 (6.52) 7.59 (6.69) 7.89 (6.92) 7.99 (7.09)
Police CU NSW 6.44 (6.49)         7.80 (6.89)   8.20 (7.29)
Police CU SA 6.00 (6.10)     6.89 (6.58) 7.59 (6.76) 7.79 (6.91) 8.09 (7.14) 8.09 (7.26)
Powerstate Credit Union 6.47 (6.50)     6.17 (6.47) 7.20 (6.65) 7.60 (6.83)    
Qld Police Credit Union 6.54 (6.57) 5.84 (5.87)       7.59 (6.88)   7.90 (7.19)
Qld Professional CU 6.25 (6.35)              
Qld Teachers CU 6.54 (6.57)     6.49 (6.56) 7.19 (6.70) 7.59 (6.87)    
Queenslanders CU 6.18 (6.21)   5.34 (5.57)          
RAMS Home Loans 6.48 (6.52) 5.79 (5.99) 5.79 (5.98) 6.19 (6.16) 6.94 (6.33) 7.29 (6.53) 7.59 (6.75) 7.74 (6.94)
RESI Mortgage Corp 5.97 (6.17)   5.70 (5.97) 6.66 (6.45) 7.37 (6.62) 7.72 (6.81) 7.97 (7.02) 8.07 (7.19)
Savings & Loans Cred Un 6.61 (6.65) 5.91 (6.00) 6.09 (6.60) 6.54 (6.65) 7.24 (6.79) 7.59 (6.95) 7.94 (7.17) 7.94 (7.27)
Select Credit Union 5.84 (5.87)         7.59 (6.38)    
St George Bank 6.68 (6.64) 6.01 (6.04) 5.55 (6.66) 6.74 (6.78) 7.39 (6.92) 7.69 (7.07) 7.99 (7.27) 8.09 (7.42)
Suncorp Bank 6.69 (6.78) 6.11 (6.14) 6.34 (6.75) 6.49 (6.76) 7.19 (6.88) 7.54 (7.03)   7.94 (7.35)
Sutherland Credit Union 6.30 (6.35) 6.10 (6.15)            
Sydney Credit Union 6.66 (6.69) 6.10 (6.13) 5.86 (6.61)   7.29 (6.82) 7.69 (7.00)    
Teachers Credit Union 6.49 (6.52)     6.64 (6.54) 7.34 (6.69) 7.69 (6.87)    
The Rock Building Soc 6.89 (6.95) 6.21 (6.24)   6.29 (6.89) 6.99 (6.97) 7.39 (7.10)   7.99 (7.45)
TIO Banking 6.66 (6.78)     6.59 (6.77) 7.34 (6.91) 7.69 (7.08) 7.89 (7.24) 7.99 (7.38)
Victoria Teachers CU 6.32 (6.33) 5.82 (5.83)   6.59 (6.29) 7.29 (6.47) 7.64 (6.66) 7.89 (6.87) 7.99 (7.05)
Westpac 6.76 (6.79) 6.06 (6.09)   6.79 (6.80) 7.44 (6.94) 7.79 (7.11) 8.04 (7.30) 8.14 (7.44)
Source: CANNEX

09-FEB-2010 Equity
Company NameLine Of Credit Stand Amortising VariableBasic Amortising Variable1 year fixed/cap
AMP Banking 6.89 (7.00)      
ANZ 6.81 (6.91)      
Arab Bank Australia 6.95 (7.05)      
Aussie Home Loans 6.33 (6.45)      
Austral Mortgage 6.15 (6.26)      
Australian Central CU 6.71 (6.82) 10.04 (10.08)    
Bank of Queensland 7.01 (7.10)      
BankWest 6.53 (6.70)      
Bendigo Bank 6.80 (6.88)      
BMC Mortgage 6.40 (6.42)      
Citibank 7.25 (7.36)      
Collins Home Loans 6.55 (6.59)      
Commonwealth Bank 5.64 (5.68) 6.49 (5.39)   6.64 (6.17)
Community CPS Australia 6.79 (6.82)      
ECU Australia 6.50 (6.54)      
Encompass Credit Union 6.70 (6.74)      
Family First CU 6.50 (6.55)      
Gateway Credit Union 6.49 (6.52)      
Greater Building Society 6.65 (6.68)      
Heritage Building Soc 6.37 (6.45)      
Homeloans 6.19 (6.21)      
HSBC 6.67 (6.71)      
Illawarra CU NSW 6.52 (6.56)      
IMB 6.65 (6.68)      
Maritime Mining & Power 6.52 (6.56)      
mecu 6.40 (6.51)      
Mortgage HOUSE 5.99 (6.24)      
MyState Financial 6.66 (6.77)      
nab 5.97 (6.09)      
Newcastle Permanent 6.57 (6.63)      
Police Credit 6.29 (6.32)      
Police CU NSW 6.54 (6.63)      
Police CU SA 6.77 (6.81) 6.12 (6.75)    
Powerstate Credit Union 6.47 (6.50)      
Qld Professional CU   7.65 (7.68)    
Qld Teachers CU 6.74 (6.77) 6.84 (6.86)    
Queenslanders CU 6.74 (6.82)      
RAMS Home Loans 5.94 (6.14)      
RESI Mortgage Corp 6.52 (6.55)      
Savings & Loans Cred Un 6.27 (6.36)     6.78 (6.82)
Select Credit Union 5.99 (6.02)      
St George Bank 6.78 (6.92)      
Suncorp Bank 6.69 (6.78) 6.69 (6.78)    
Sutherland Credit Union 6.66 (6.76)      
Sydney Credit Union 6.66 (6.69)      
The Rock Building Soc 6.89 (7.00)     6.29 (6.93)
Victoria Teachers CU 6.37 (6.48)      
Westpac 6.91 (7.01)      
Source: CANNEX

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