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October 17, 2014

The Block shocks – the reality of property renovations


The Block was once again a hugely popular TV show – did you see the dramatic conclusion?

BY MICHAEL YARDNEY

Three gruelling months of sleeplessness and renovations paid off handsomely for two teams but the others failed to achieve the desired results, teaching a group of would-be overnight property moguls that there’s no such thing as get-rich-quick in property.
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October 16, 2014

A renovator’s reflections on The Block


Many people have expressed shock at the auction results from The Block Glasshouse, with only two of this season’s five couples reaping the kind of financial windfall expected.

BY CHERIE BARBER

While the overall winners, brothers Shannon and Simon, walked away with $335,000 profit plus the $100,000 winner’s bonus, two of the five couples looked visibly shaken as the hammer came down on a $10,000 profit to show for their months of slog and no income. Smiles rapidly turned to genuine disbelief, then tears.
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October 15, 2014

A new challenge in exciting times


Things are different Down Under for this relative newbie, and that’s not a bad thing…

Ang_bandw_web_150pxBY ANGELA YOUNG

Stepping into a new role that’s been filled admirably by someone before you is never easy, but I’m thoroughly looking forward to my new challenge as deputy editor here at API magazine.

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October 13, 2014

When to ignore that red flag – and when to take heed


Most of us know what a positively geared property is: broadly speaking, it’s an investment that delivers ongoing cash profits to you, once all the ownership expenses and taxes are accounted for.

BY HELEN COLLIER-KOGTEVS

A positive cash flow property is even better than a positively geared property, as it’s an asset that pays you cash each week, even without the benefit of depreciation and other tax deductions.
In both cases, positive properties put cash back in your pocket and sometimes this concept scares people off.
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October 10, 2014

The biggest killer of wealth – analysis paralysis


All too often we get caught up in everyday reports of how the Australian property market is performing… 

BY PAUL WILSON

There are reports predicting the next boom, reports revealing property hotspots for the best returns and reports trying to anticipate when the confidence “bubble” will burst.

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5 lessons property investors can learn from farmers


How often have you thought to yourself, if only I had more money, life would be that much simpler?

BY MICHAEL YARDNEY

Do you feel like you never have enough money?
Are you constantly spending your salary the day it lands in your account and then eagerly waiting for the next payday so your stocks are replenished and you can start consuming all over again?
This is the unfortunate reality of how most people survive.
They live to consume and in turn, are ultimately consumed by the driving need to earn more money.
However, the problem with this logic is that often, the more money that comes to you when you have this mindset, the more you will ultimately spend.
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October 3, 2014

What property investors need to know about macro prudential controls


We all know it has to come to an end at some time. Something is going to stop this property boom, which has been particularly strong in Sydney and Melbourne.

BY MICHAEL YARDNEY

While most of us thought it would be the Reserve Bank of Australia (RBA) raising interest rates, things may in fact be slowed down by macro prudential controls on “high risk” lending.
Since this latest buzzword isn’t in the vocabulary of many property investors, let’s look at it in more detail.

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October 1, 2014

My biggest four lessons in four years at API


I’ve had four amazing years at API, working with a fantastic team of property lovers and auction addicts. I’ve been so lucky to come to work and actually research property and talk to agents and investors and get paid for it! I have always loved property and have found it energising and exciting to work with others who love bricks and mortar, just as much as I do.

BY LAUREN DAY

@laurenanneday

I’ve learned so much from the best property experts in the country – what their strategies are, what works, what doesn’t.

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September 26, 2014

Why café culture is a key to property success


Everyone knows that location is critical when selecting an investment property that will outperform. But what makes a good location and why are some locations better prospects than others?

BY MICHAEL YARDNEY

When I started investing around 40 years ago the emphasis for homebuyers was largely affordability and proximity to infrastructure. The outer fringes of our capital cities were developed in the wake of freeway extensions on all sides and commuting from vast, newly born suburbs into the CBD became commonplace. As far as amenities went, as long as you had a relatively easy drive to your place of employment, as well as nearby shops, healthcare services and schools, life was pretty good.

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September 25, 2014

Property bubble or baby boomer bubble?


It’s widely publicised that the baby boomers, born between 1946 and 1964, are either in retirement or nearing it. In fact by 2029 all baby boomers will be older than retirement age of 65. 

BY GARETH COY

In 2012 people aged 65 years and over made up 14 per cent of Australia’s population. Australia’s estimated resident population (ERP) as at 30 June 2012 was 22.7 million people, so the total population that had already reached retirement age was 3.2 million. In 2011-12 the mean superannuation balance of Australians reaching retirement age was $150,000. However the average balance per household with the reference person being between 65 and 69 was $221,602.
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